Nonfiction » Business & Economics » Personal finance

Are You Using the Right Rules to Plan Your Retirement?
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Price: $2.99 USD. Words: 8,090. Language: English. Published: July 10, 2010. Category: Nonfiction » Business & Economics » Personal finance
The major advances in financial planning have taken place over the last twenty years. This short story explains the development of the latest rules for financial planning.This short story will help to assure that your are using the latest rules for your retirement planning.
Should Immediate Annuities Be a Tool in Your Retirement Planning Toolbox?
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Price: $2.99 USD. Words: 5,780. Language: English. Published: July 10, 2010. Category: Nonfiction » Business & Economics » Personal finance
This story story explores the option of annuitizing part of your retirement portfolio to reduce the risk of outliving your money. This story helps explains the pros and cons of using immediate annuities.
Who Wins the Variable Annuity Versus Mutual Fund Battle?
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Price: $2.99 USD. Words: 6,750. Language: English. Published: July 10, 2010. Category: Nonfiction » Business & Economics » Personal finance
This short story explores the issue of variable annuities versus stock index funds so ordinary investors can determine which option is best for helping to achieve their financial goals.
Sell My Stocks Before the Baby Boomers Crash the Market?
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Price: $2.99 USD. Words: 4,880. Language: English. Published: July 10, 2010. Category: Nonfiction » Business & Economics » Personal finance
Will the retirement of the 67 million Baby Boomers crash the U.S. stock markets? Many people predict a stock market crash when this massive wave of people retire and sell their stocks to provide living expenses for retirement. This short story explores and predicts the impact of the retirement of the Baby Boomers on the U.S. stock market.
How Do I Determine If I Have Saved Enough to Retire?
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Price: $2.99 USD. Words: 4,220. Language: English. Published: July 10, 2010. Category: Nonfiction » Business & Economics » Personal finance
Many people are wondering if they are saving enough for retirement. Younger people want to know how much they need to save for retirement. Those people close to retirement want to know if they have already saved enough to retire. This short story identifies the basic retirement planning process with specific examples. You can determine whether or not your retirement plan is on track or not.
Don't Max Out My 401K?
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Price: $2.99 USD. Words: 6,160. Language: English. Published: July 9, 2010. Category: Nonfiction » Business & Economics » Personal finance
Contributing the maximum amount to your 401K has become the “holy grail” of the financial services industry. Several recent studies suggest that not everyone should max out their 401K. This short story explores whether or not you should max out your 401K.
Will Reverse Mortgages be the Salvation of Baby Boomer Retirees?
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Price: $2.99 USD. Words: 3,980. Language: English. Published: July 8, 2010. Category: Nonfiction » Business & Economics » Personal finance
Many respected studies indicate that up to half of the 67 million Baby Boomer generation have not saved enough for retirement. Many academic studies are already assuming that up to half of the Baby Boomers will utilize reverse mortgages to increase their retirement income. This short story explores the pros and cons of utilizing reverse mortgages to boost retirement income.
Do I Need Ten, Twenty, or Thirty Times my Income to Retire?
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Price: $2.99 USD. Words: 5,820. Language: English. Published: July 8, 2010. Category: Nonfiction » Business & Economics » Personal finance
The 67 million Baby Boomers start to turn 62 in 2008. These Boomers need to determine if they have saved enough to retire. Determining if you have saved enough to retire turns out to be more of an art than a science. This short story explores the pros and cons of utilizing the conventional rules for determining if you have saved enough to retire.
How to Find a Good Financial Planner
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Price: $2.99 USD. Words: 5,270. Language: English. Published: July 8, 2010. Category: Nonfiction » Business & Economics » Personal finance
The 67 million Baby Boomers start to turn 62 in 2008. Most of these Boomers will need financial planning help to determine when they can retire. They will also need help in establishing a cash stream to support them during retirement. Most Boomers will need estate planning assistance as well. This short story thoroughly explores and determines how you can find a good financial planner.
Total Market or Slice-n-Dice for My Investment Portfolio
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Price: $2.99 USD. Words: 3,580. Language: English. Published: July 8, 2010. Category: Nonfiction » Business & Economics » Personal finance
This short story performs an analysis to determine which asset allocation strategies performed the best over the seven year 2000-2006 time period and the longer thirty-four year period from 1972-2006. Hopefully the results of this analysis will help people choose the best asset allocation for their own portfolios.
What Safety Factor Are You Using for Your Retirement Plan?
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Price: $2.99 USD. Words: 3,480. Language: English. Published: July 8, 2010. Category: Nonfiction » Business & Economics » Personal finance
Many Baby Boomers are trying to decide if they can retire or not. In many fields of study, safety factors are used to help manage the risk of a decision. This short story explores the use of various types of safety factors for the retirement decision.
How Much Income Do I Really Need in Retirement?
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Price: $2.99 USD. Words: 2,720. Language: English. Published: July 8, 2010. Category: Nonfiction » Business & Economics » Personal finance
Financial planners use a rule of thumb that says you will need 70% to 80% of your pre-retirement income. This short story examines this rule of thumb and apply it to four fictitious families. Hopefully the results of this analysis will help people better understand the pros and cons of using the 80% rule of thumb. This story should also help people better estimate their retirement income needs
Rules of Thumb or Retirement Planning Software?
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Price: $2.99 USD. Words: 4,190. Language: English. Published: July 8, 2010. Category: Nonfiction » Business & Economics » Personal finance
There are at least five alternative methodologies people can use to plan for retirement. This short story explores and compares these five alternative methods of retirement planning. This story should be very helpful to people who are beginning to undertake serious planning for their own retirement.
How to Build a Risk Free Retirement Portfolio
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Price: $2.99 USD. Words: 2,720. Language: English. Published: July 8, 2010. Category: Nonfiction » Business & Economics » Personal finance
This short story explores several alternative methods that people can use to design and build retirement portfolios. One alternative that is thoroughly explored is an all TIPS (Treasury Inflation Protected Securities) portfolio. If you assume the U.S. Government will never default on its bonds, then an all TIPS portfolio is essentially a risk-free portfolio.
Is Portfolio Rebalancing Worth It?
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Price: $2.99 USD. Words: 4,300. Language: English. Published: July 8, 2010. Category: Nonfiction » Business & Economics » Personal finance
Rebalancing a portfolio requires effort to determine the optimum methodology for rebalancing. It also involves trading costs and potential tax costs. This short story explores the history of rebalancing and then determines if rebalancing is really worth it for the average investor.
What Lessons Can We Learn from the Crash of 2008?
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Price: $2.99 USD. Words: 3,820. Language: English. Published: July 8, 2010. Category: Nonfiction » Business & Economics » Personal finance
In 2008, we experienced one of the worst Bear markets in our lifetime. This short story explores the Crash of 2008 and determines what lessons we should learn from this experience.
My Journey to a Diversified Portfolio of Low-Cost Index Funds
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Price: $2.99 USD. Words: 2,990. Language: English. Published: July 7, 2010. Category: Nonfiction » Business & Economics » Personal finance
This short story documents my journey to a diversified portfolio of low-cost index funds. This short story has great advice for people who want to manage their own investments using low cost investments.
How to Invest for Retirement After the Crash of 2008
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Price: $2.99 USD. Words: 3,220. Language: English. Published: July 7, 2010. Category: Nonfiction » Business & Economics » Personal finance
In 2008, we experienced one of the worst Bear markets in our lifetime. Many investors lost half of their portfolios and wonder if they can ever retire. This short story explores several techniques that investors can use to revise how they save and invest for retirement.
Will Your Children or Uncle Sam Inherit Your Estate?
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Price: $2.99 USD. Words: 2,570. Language: English. Published: July 7, 2010. Category: Nonfiction » Business & Economics » Personal finance
This short story explores how to prevent Uncle Sam from inheriting your estate, compared to your children inheriting your estate.
What are the Requirements for Becoming a Financial Planner?
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Price: $2.99 USD. Words: 3,990. Language: English. Published: July 7, 2010. Category: Nonfiction » Business & Economics » Personal finance
With the first of the 67 million Baby Boomers starting to hit age 65 in 2011, there is and will be a tremendous need for financial advisers. I want to share my Lessons Learned achieving legal status as a Registered Investment Adviser to make it easier for other people to also become financial planners.