How Much Income Do I Really Need in Retirement?    by Dale Maley
Price: $2.99 USD. 2720 words. Published on July 8, 2010. .
Financial planners use a rule of thumb that says you will need 70% to 80% of your pre-retirement income. This short story examines this rule of thumb and apply it to four fictitious families. Hopefully the results of this analysis will help people better understand the pros and cons of using the 80% rule of thumb. This story should also help people better estimate their retirement income needs

What Safety Factor Are You Using for Your Retirement Plan?    by Dale Maley
Price: $2.99 USD. 3480 words. Published on July 8, 2010. .
Many Baby Boomers are trying to decide if they can retire or not. In many fields of study, safety factors are used to help manage the risk of a decision. This short story explores the use of various types of safety factors for the retirement decision.

Total Market or Slice-n-Dice for My Investment Portfolio    by Dale Maley
Price: $2.99 USD. 3580 words. Published on July 8, 2010. .
This short story performs an analysis to determine which asset allocation strategies performed the best over the seven year 2000-2006 time period and the longer thirty-four year period from 1972-2006. Hopefully the results of this analysis will help people choose the best asset allocation for their own portfolios.

Do I Need Ten, Twenty, or Thirty Times my Income to Retire?    by Dale Maley
Price: $2.99 USD. 5820 words. Published on July 8, 2010. .
The 67 million Baby Boomers start to turn 62 in 2008. These Boomers need to determine if they have saved enough to retire. Determining if you have saved enough to retire turns out to be more of an art than a science. This short story explores the pros and cons of utilizing the conventional rules for determining if you have saved enough to retire.

How Do I Determine If I Have Saved Enough to Retire?    by Dale Maley
Price: $2.99 USD. 4220 words. Published on July 10, 2010. .
Many people are wondering if they are saving enough for retirement. Younger people want to know how much they need to save for retirement. Those people close to retirement want to know if they have already saved enough to retire. This short story identifies the basic retirement planning process with specific examples. You can determine whether or not your retirement plan is on track or not.

Sell My Stocks Before the Baby Boomers Crash the Market?    by Dale Maley
Price: $2.99 USD. 4880 words. Published on July 10, 2010. .
Will the retirement of the 67 million Baby Boomers crash the U.S. stock markets? Many people predict a stock market crash when this massive wave of people retire and sell their stocks to provide living expenses for retirement. This short story explores and predicts the impact of the retirement of the Baby Boomers on the U.S. stock market.

Who Wins the Variable Annuity Versus Mutual Fund Battle?    by Dale Maley
Price: $2.99 USD. 6750 words. Published on July 10, 2010. .
This short story explores the issue of variable annuities versus stock index funds so ordinary investors can determine which option is best for helping to achieve their financial goals.

Are You Using the Right Rules to Plan Your Retirement?    by Dale Maley
Price: $2.99 USD. 8090 words. Published on July 10, 2010. .
The major advances in financial planning have taken place over the last twenty years. This short story explains the development of the latest rules for financial planning.This short story will help to assure that your are using the latest rules for your retirement planning.

How Asset Allocation Can Help You Achieve Your Financial Goals    by Dale Maley
Price: $2.99 USD. 7470 words. Published on July 10, 2010. .
As a child, your mother probably told you not to put all your eggs into one basket. Asset allocation uses the same basic principle. This story story explores the definition of asset allocation and how you can use it to help achieve your financial goals.

Frequently Asked Questions About ETFs and Index Funds    by Dale Maley
Price: $2.99 USD. 7080 words. Published on July 10, 2010. .
This short story explains both ETFs and Index Funds using a question and answer format. It will teach you the basics of using these low cost investments as part of your investment portfolio.