Books tagged: safe withdrawal rate

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How Do I Maximize Retirement Income From My Portfolio?    by Dale Maley
Price: $2.98 USD. 4240 words. Published on October 16, 2010. .

Conventional financial planning wisdom assumes that retirees can withdraw a maximum of an inflation adjusted 4% of their retirement portfolio every year. Some recent research indicates the 4% safe withdrawal rate rule can be increased by following some decision based rules. This short story explores this recent research and illustrates how to maximize the income from a retirement portfolio.
Can Hoover Dam’s Design Principles Help Us Solve the Retirement Income Problem?    by Dale Maley
Price: $2.99 USD. 4520 words. Published on November 15, 2011. .

One of their biggest challenges for retirees is making a retirement portfolio last during retirement. This is a challenge because of the fluctuating nature of future stock market returns. This short story compares Hoover Dam’s design to the retirement portfolio income problem. After reading this short story, you will gain a new appreciation for your own retirement income solution.