Self-Publish Your Book for Under $100
Learn to lay out your book text.
You can do this with Word for Windows.
And at Createspace and Smashword, there's help available for your book layout.
Do you have any artistic ability?
Don't fret. Here too, Createspace can help
You with their free cover design package.
See examples of books by Ray Mathews (one 'T')
at Smashwords and Amazon
You can do it, too!