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In 1993 Rev. Ray Cross' home was collateral damaged due to a gas explosion in a neighboring home, and the battle for justice from his insurance company began. Rev. Cross journalled the process, producing more than a thousand pages of documentation, from which he wrote two books, AND THE PINK SNOW FELL..., and FIRE INSURANCE AND YOU, more acurately titled for epublishing, HOW TO MAKE YOUR INSURANCE COMPANY PAY.
HOW TO MAKE YOUR INSURANCE COMPANY PAY systematizes lessons learned from professionals and from experience in the process of trying to reason with an insurance company determined to cut costs whatever the consequences to its policyholder. The purpose of HOW TO MAKE YOUR INSURANCE COMPANY PAY, therfore, is the presentation of field tested insights and practical suggestions to protect consumers from insurance company injustice and abuse.
Renowned Toronto personal injury lawyer, Alfred M. Kwinter, commented, "I am in the process of reading your excellent book "Fire Insurance and You". I am a civil litigation counsel in Toronto and do a great number of fire claims. I act only for plaintiffs....As I read your book I am amazed by your accurate description of the manner in which insurance companies handle claims."
For more than 30 years Rev. Ray Cross pastored churches in Ontario, Canada. His sense of fair play permeates all his efforts. He has developed many resources available on http://raycross.net, some of which are presently being processed for epublishing.