How to Get Out of Debt: Get an "A" Credit Rating for Free

Can you imagine how your life would change if you had good credit?

My own story begins in college, at $19,000 in debt, I knew I was in deep trouble and had to dramatically change my life and spending habits.

This comprehensive self help book provides step by step details on how to repair your credit, get out out of debt and plan for retirement. More

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About Harrine Freeman

Harrine Freeman is the CEO and owner of H.E. Freeman Enterprises which provides credit repair services to help clients restore their credit rating and develop good money management skills to pay off debts, save and plan for retirement for the past 12 years. She is an energetic speaker, author, personal finance expert, and freelance writer. She was once in $19,000 in debt, only making $21,000 a year and was successfully able to get herself out of debt without filing for bankruptcy. Her knowledge and tips have helped her diverse clientele restore their credit, learn how to manage their finances and get totally out of debt.

As a guest speaker at regional and national churches and schools, national radio shows, organizations and Fortune 500 companies, Freeman's simple, yet effective methods positively impact the bottom lines of her clients. She has provided credit repair, debt management and business credit seminars to various audiences. As a panelist she participated in a number of national and local conferences. She has appeared in Market Watch, Wall Street Journal, Black Enterprise, Essence Magazine, Ebony, Pink Magazine, Woman’s Day, Heart & Soul, Forbes, Bankrate.com, Motley Fool, Huffington Post, Daily Finance, The Michael Baisden radio show, NPR, and on CBS, Fox, NBC and ABC. She is an Advisory Council member of Russell Simmon's HSAN Get Your House Right Home Ownership Initiative.

She was recognized as One of the Top 12 Financial Experts by Black Enterprise in 2010. She is a member of the American Association of Daily Money Managers, Credit Professionals International, American Association of Individual Investors and Toastmasters.

Her personal experiences with debt and her business savvy have proven her to be an effective and competent speaker on personal finance and business credit issues. She is also the author of "How to Get out of Debt: Get An “A” Credit Rating for Free", a self help book on credit repair that provides consumers with a step by step plan on how to get out of debt, increase their credit rating and maintain their good credit. Her purpose and passion in life is to give back to her community and help others become savvy in personal finance. Her book won the 2011 New York Book Festival Award. She currently lives in Washington DC.

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