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Gerald was born in Sacramento, California. He is a fifth generation Sacramentan. He moved to Oregon in 1993 with his wife and son. He served in the Navy on duty in Asia, the West Pacific, Viet Nam, and the Persian Gulf aboard the aircraft carrier the USS Enterprise.
He was a Chief Financial Officer for credit unions for twenty-five years, eventually leaving his career to start a professional fiduciary business with his wife.
Gerald is active in church, music, teaching at a local college, hunting, fishing, and restoring old cars.