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The Guide to Intelligent Giving

Make a Difference in the World and in Your Own life


By Joanna L. Krotz



Copyright 2009 Joanna L. Krotz

Smashwords Edition


This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each recipient. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then please return to Smashwords.com and purchase your own copy. Thank you for respecting the hard work of this author.


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Contents


Chapter 1

Can You Really Make a Difference? How We Give Today

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