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electronic, or mechanical, including photocopying, recording or by any information

storage and retrieval system, without permission in writing from the Publisher.

Address inquires to McGilvrey ePub P.O. Box 1906, Montgomery, TX 77356

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The information and advice in this book is based on the author’s personal experiences

and opinion. The author takes no responsibility for reader outcomes resulting from the

use of the information in this book. This book should not take the place of legal advice.

To contact learn more about Valerie, see her other books and

upcoming projects or contact her please visit www.McGilvrey.com

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