Get a Grip on Debt With Credit Counseling
By Michielle DJ Beck
Copyright 2010 Michielle DJ Beck
Smashwords Edition, License Notes
This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each recipient. If you're reading this book and did not purchase it, or it was not purchased for your use only, then please return to Smashwords.com and purchase your own copy. Thank you for respecting the hard work of this author.
Nothing found anywhere in this book should ever be used as professional financial advice, and the author makes no representation that particular ideas or plans will be better for your financial situation than others. Always consult a licensed financial professional if you have financial problems or concerns.
Many people need help in managing debt due to unexpected hardships such as lay-offs and illnesses. Others just buy too much with their credit cards and need to get out of debt. The combination of high interest rates with steep over-the-limit and late fees can increase your balances until they are out of control.
You may be embarrassed to talk about debt, but the quicker you handle it the better chance you have of reestablishing your credit. Like most people, you might be uncomfortable about approaching credit-counseling services.