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Frugal Living: How to Cut Expenses, Save Money, and Still Have Fun

By Michielle DJ Beck

Copyright 2010 Michielle DJ Beck

Smashwords Edition, License Notes

This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each recipient. If you're reading this book and did not purchase it, or it was not purchased for your use only, then please return to and purchase your own copy. Thank you for respecting the hard work of this author.

Nothing found anywhere in this book should ever be used as professional financial advice, and the author makes no representation that particular money-saving tips or other ideas are better than others or are appropriate for your financial situation. If you are experiencing financial problems or worried about money matters, always consult a licensed financial professional.

Saving Money Doesn't Have to be Painful

Mention the words '"budget" and "thrift" and too many people automatically think of "deprivation." But saving money doesn't necessarily mean depriving yourself of the good things in life. Thriftiness and frugality are simply different ways to use the resources available to you.

When you sit down and assess what you truly want in life, you may find your resources aren't going toward what is most important to you. Look closely at where your money is being spent – you may find you're spending a lot of money for things that don't return a lot of value for the dollar.

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