I hate "about me" pages -- at least, I hate writing them about me.
What I think is really relevant, is my quest to get rich quick, which lasted for many years until I finally figured out the optimum way how investors can get rich slowly, have lots of income to spend without incurring capital gains taxes and remain rich.
I figure, what else do you want to know about me?
Besides, while I don't call myself "old," I have enough years on me to have some feeling for privacy. I don't understand the appeal of social media where people tell the world what they ate for lunch, and somebody on the other side of the apparently actually cares.
Anyway, I'm from the small city of Alton Illinois, right across the Mississippi River from St Louis, so I early on got used to going from one environment to the other learning what it's like to be on a border.
My neighborhood was a classic small town area where I knew the neighbors that had kids. The older people remained inside and so I didn't mix with them. But I had the freedom to run around, climb trees, go in the woods, ride my bicycle and so on.
It took was a border area, though, as just a short block away was the entrance to Fairmount, where lived the very rich people. Some of them were merely upper class, but some of the mansions on the top of the bluff were really large. The famous/infamous -- depending on your political persuasion -- Phyllis Schaffley lived in one.
I don't know if anybody besides servants lived in the Olin Mansion, but its land area was very large. One time while in junior high my girlfriend and I went around the bluffs, visiting Spring Cave and Dry Cave, then went down to Blue Pool, and then walked a long way over to Levis Lane, and some caretaker yelled at us then. We were still on Olin property.
Most people don't consider state borders inside the United States as very important. Politically they're not. But you can still notice differences.
At one point I was a sort of messenger and delivery boy for the advertising department of The Alton Evening Telegraph, the newspaper. One of my jobs when I had to drive over to St Louis was to buy cartoons of cigarettes for employees, because Illinois charged much higher cigarette taxes than Missouri.
The area between the Mississippi and Missouri Rivers -- "between the bridges" -- is St. Charles County, not St. Louis County. This means you can buy fireworks there, so there were several big tents of them erected every June, and they got a lot of customers from both St Louis and Illinois.
That's also the area where I always buy gas, because Missouri gas taxes are lower than Illinois gas taxes.
That doesn't mean Illinois is always the loser, though. When Illinois had a lottery and Missouri didn't, tons of St Louis residents would drive to Illinois to buy lottery tickets. It was wild when the Illinois lottery went up to 40 million dollars the first time. People were flying in to O'Hare Airport in Chicago from Paris France to buy tickets, then fly back home again. So driving half an hour to Illinois from St Louis seemed no big deal.
Many more years ago, Illinois passed a law allowing nineteen year olds to drink legally. Maybe it was just beer, I don't recall. But in Missouri you had to be 21, so certainly created a stream of traffic of nineteen and twenty year olds going to Illinois every Friday and Saturday night to drink legally. The law was eventually changed, however. The lawmakers of Illinois eventually decided to change back to 21.
When I was in high school, one "sport" of some guys was to go "rolling queers."
At that time, Illinois was one of only two states in the U.S. with a "consenting adults" law. Whatever two consenting adults wanted to do, they could. It's all over the U.S. now, but that certainly wasn't the case then.
So gay men from Missouri would drive to Illinois, find the areas of Alton close to the river where there were a lot of trees and bushes and not many people -- if there were no Little League baseball games going on -- and then do what they wanted.
I suppose some actually booked motel rooms, but maybe the local motels didn't want to be seen as short-time "love motels."
Like many young hippies in those days, I dropped out of college after the first one and a half years as an English major, then spent 3 years struggling with minimum wage jobs. I eventually got tired of that and returned to school as an Accounting major, determined to learn something that I could make money from when I graduated.
I eventually wound up in a job with a government agency that required me to interview many low income people. I became quite familiar with the their thinking -- or nonthinking -- about the subject of money.
That, combined with what I learned while in Business School, made me all the more determined to have more money myself.
My government job paid a comfortable salary, but nothing that would allow me to move into Fairmount if I chose.
Meanwhile, my mother was living a comfortable life based on the stocks my grandfather bought for her with the life insurance money from my father's early death.
The dividends had kept growing for decades, allowing her the freedom to have an active social life and visit her grandchildren in Boston periodically.
At one point she showed me the original list of stocks Grandpa bought, and I connected that with my exploration of income investments, and I realized that income investing was the family tradition -- though my mother did think conventionally about stocks, I must admit. She'd look at their current market value, look at her dividends and gripe about the "low yield" she was getting.
She was getting a terrific yield on the amounts she invested way back when!
Just goes to show you that "capital gains" thinking is insidious. It creeps up on all of us.
Years ago I told my mother that if a stock paid a dividend, I didn't want to own it. I was confident in the ability of growth stocks to actually grow. I've totally changed my tune now. My investment funds are now exclusively in income producing investments, mainly stocks with a smattering of bonds, as I advise in INCOME INVESTING SECRETS for people who are not yet retired.
I left my government job a few years ago and now spend all my time studying investing and writing about it and other subjects.
Where to find Richard Stooker online
Where to buy in print
The Gay Tongue God
The ancient Tongue Sex God calls to Gregory from the wild jungle, and Gregory can't refuse. He drags Justin into the wild Guatemalan rain forest to search for the controversial Mayan diety. They trudge lost for many miles, with jaguars, howler monkeys, green snakes, and leaf-cutter ants. Gregory leads them to giant pods filled with large tongues ready to deliver infinite divine oral bliss.
The Chaos Formula
Can Jaxon Hampton love the Moon Queen enough? If Zeth, the servant of her enemies the Shadow Giants, defeats Jaxon in battle, the Shadow Giants unleash chaos on Earth and destroy humanity. Every night Jaxon experiences vivid recurring dreams in which, 10,000 years ago, he escorts a beautiful woman through many dangers to the top of a cliff overlooking the Nile River.
Stick and the Lion
To graduate from wizard training, Stick must direct a starving lion to go from one end of a long cage to the other. Then survive the brother wizard who hates him -- and the Moon Queen who loves him. Tired of magic wand, eye of newt 'recipe' magic? If the ingredients really contain the power, you perform a chemistry experiment. Perhaps real magicians impose their will without hocus pocus.
When Dan finally returns to Manila, he remembers his love for the bar girl Lin Lin. So does Raul the police informer. And the Mabini shadows. Now Lin Lin's face consists of a mass of scar tissue, so her shame keeps him away from her old lover. He can't still love her. Or can he? And then Raul wants to tip off the police. While the Mabini shadows lie in way to take their revenge.
Light of Tina
Twenty-one years after, Paul Templeton still did not know whether in his old dream he rapes and murders his sister. The rapist killer escapes. Nightmares torture Paul. If he didn't kill Tina, how can he witness it, dreaming he sees it happen in a mirror? Now a beautiful young woman moves into the neighbor, reminding Paul of Tina? Is the killer after her too?
God gave Ted Erickson the power to freeze the sinful, so why does his own body keep growing numb? A prostitute. A dirty bum. They can't survive Ted's growing ability to exhale cold air from the Ninth Circle of Hell. So how can the suicidal teenager next door keep singing?
In October 1968, teenager Denise falls asleep one evening. So does, in October, 2012, Taylor, also 17 years. In the morning, they discover they exchanged personalities. Denise wakes up in 2012, in Taylor's body. Taylor now occupies Denise's body and time. Each must learn to cope with the forty-four-year switch. And each attends a presidential campaign speech central to a plot to destroy the USA.
Elena's brother Ion visits his home today. But the Boyar already cut Ion's throat and buried him in unconsecrated ground. Their mother knows Ion returns tonight for his sister. Can she convince the priest to grant him absolution? Or the Boyar to protect Elena from the brother who sinned with her even while still alive? Does Elena want protection from her brother?
Madman or savior? Or both? The police take Terrell Boyd to Malcolm Bliss Mental Hospital. Diagnosis: Schizophrenia, paranoid type. Can the paranormal powers he claims really work? What if Jesus Christ returns to Earth the second time, only to have the world drive him insane?
The Wrong Bettor
Dr. Pennell just wants his son back home. But Crain Dalton discovers the mob wants the boy to entertain the bigshots by playing a virtual reality game for the ultimate stakes -- his own life. Even doctors with a trunk of hidden cash suffer when their teenage son hangs out at the local casino and takes a hooker for a girlfriend. Can Crain find Don Pennell in time to save him?
The Copper Quarter
The friendly man shocks the bar by paying for everybody's drinks with a silver quarter. His ruthless killing in the street outside surprises nobody. When private detective Crain Dalton seeks out the beautiful widow, he uncovers a plot to buy local elections with the only kind of money worth anything anymore -- silver and gold, once again illegal to own.
Subliminal persuasion while the world drowns. As an ad copywriter, Frank earns his living manipulating people's opinions. Hired to use his talent help a politician he hates win a presidential election, can his own mind be rebelling? His true love calls him to reclaim his own consciousness.
The Pi-a-saw Bird
In 1673 the first European explorers to travel down the Mississippi River spot on the high, sheer bluffs the painting of a huge, winged monster. Where does it come from? Why did somebody take the trouble and risk to paint it on bluff face? The Indians told them the terrifying story of a man-eating dragon-like creature, and the brave chief who killed it.
The Sin You Take
Dan and Cressie in Bangkok: an open-minded couple, until they share the massage parlor prostitute. Cressie wears an amulet of Aeshma, the Demon of Wrath from an ancient Middle Eastern religion. How can Aeshma fit into a land where the official religion -- Buddhism -- does not recognize sin as damning a soul to eternal torment?
The planet offers special agent Yutaro rest and romance, until his own government's anti-matter bomb falls. Burnt-out Yutaro just wants the vacation he needs. Cushy duty, and a beautiful alien woman as his guide. Heaven. When the anti-matter bomb threatens to destroy the entire planet, Yutaro must learn her crazy-making alien language and -- even more difficult -- to love a woman for herself.
The Death of Capital Gains Investing (and What to Replace It With)
The longest bull market in history peaked in October 2007.
The last twelve years have been a "lost dozen."
Thousands of Americans are in city parks whining the stock market is a scam and capitalism no longer works.
The old paradigms have shifted.
Where're the 10% average annual gains the experts promised the stock market would deliver?
Stock Market Investing for Beginners
Want to get started investing in the stock market, but aren't sure how to do so?
What are stocks?
What determines their market prices?
Why do they go up and down?
How can I beat the stock market?
What are mutual funds?
What are index funds?
What are Exchanged Traded Funds?
The Immortality Pill - Available Now
This is a short report -- around 10,000 words -- on the amazing health and anti-aging benefits available right now to seniors who wish to postpone old age and death for as long as possible.
This work is all-original and all-unique.
The purpose of this short report -- to tell you about the Nobel winning medical research on telomeres and telomerase which may hold the key to an extra long life.
Get Social Security Checks
Everything you need to know to get the most Social Security checks you are entitled to -- as fast as possible.
Ex Social Security claims representative (30 years with the agency) "pulls back the curtain" about what it takes to get approved for retirement, disability, SSI and Medicare.
Cuts through the bureaucratic red tape and obfuscation and tells you in plain language what the law says.
Income Investing Secrets
Finally, you too can discover the old-fashioned -- yet now revolutionary (and updated for the 21st century) -- "gold egg" income investing secrets for lazy investors
Despite following the conventional financial wisdom, many senior citizens are now asking what happened to that worry-free fun and relaxation they promised themselves after a long career of hard work.
What's the alternative?
Virgin Blood: A Hardboiled Horror Thriller
When mentally challenged Janie Braxton arrives at the emergency room, she doesn't remember the rape and beating that sent her there. Nor does she understand why the spirit of an ancient Indian chief talks to her. But as gang criminals chase her two little girls through the streets of St. Louis, her rage builds to an inferno that threatens the Indian chief's plot to realign the cosmos.
Master Limited Partnerships
In a low yield world government bonds pay next to no interest, S&P 500 stocks pay little more than that in dividends, the Canadian government is on the threshold of taxing income trusts, and real estate investment trusts are suffering cash flow problems, one type of security stands to income investors.
Master Limited Partnerships
This is the only book devoted only to this type of investments.
Beat the Flu
Flu experts agree -- a severe pandemic is just a matter of time.
But there are many other ways to protect yourself and your family. They are cheap and widely available. Everybody can take steps to protect themselves and their families.
BEAT THE FLU is a comprehensive guide to build your immune system to prevent and treat the flu. It explains the proprietary 7 Perimeter Defense System.
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