Nonfiction » Business & Economics » Personal finance

Knowledge is Power
Series: Creditology. Price: $14.99 USD. Words: 5,360. Language: English. Published: June 15, 2015. Categories: Nonfiction » Business & Economics » Personal finance
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For over 10 years, I have been helping people rehabilitate, enhance and rebuild their credit by providing efficient, effective, life-changing credit solution services. I have helped clients get out of debt, boost their credit scores, lower debt to income ratios, protect credit profiles and finance major projects (including home purchases and small businesses startups).
Sell My Stocks Before the Baby Boomers Crash the Market?
Price: $2.99 USD. Words: 4,880. Language: English. Published: July 10, 2010. Categories: Nonfiction » Business & Economics » Personal finance
Will the retirement of the 67 million Baby Boomers crash the U.S. stock markets? Many people predict a stock market crash when this massive wave of people retire and sell their stocks to provide living expenses for retirement. This short story explores and predicts the impact of the retirement of the Baby Boomers on the U.S. stock market.
How to Cut the Cost of Your Auto and Homeowner's Insurance
Price: $2.99 USD. Words: 3,150. Language: English. Published: January 22, 2011. Categories: Nonfiction » Business & Economics » Personal finance
Most people hate dealing with insurance because it is boring, wastes your precious time, and involves dealing with insurance salesmen. This short story outlines how to lower your insurance cost while minimizing the amount of your personal time spent. After reading this short story, you will know how to quickly and easily lower your annual insurance costs.
Do I Need Long-Term Care Insurance?
Price: $2.98 USD. Words: 12,480. Language: English. Published: December 14, 2010. Categories: Nonfiction » Business & Economics » Personal finance
The wave of 78 million Baby Boomers start to turn age 65 in 2011. Many of them will have to decide whether or not to purchase long-term care insurance. This short story explores the subject of long-term care insurance. After reading this story, you should be able to make your own well informed decision regarding long-term care planning and funding.
How Do I Design My Own Financial Plan?
Price: $2.98 USD. Words: 5,840. Language: English. Published: November 27, 2010. Categories: Nonfiction » Business & Economics » Personal finance
Many Americans have long-term financial goals including paying for their children’s college or their own retirement. Studies have shown you are more likely to achieve your goals if you write them down. This short story shows how to develop your own personal financial plan. It includes a template that you can modify to fit your needs.
Are Black Swans Really Harmful to Ordinary Investors?
Price: $2.99 USD. Words: 4,860. Language: English. Published: August 29, 2010. Categories: Nonfiction » Business & Economics » Personal finance
Nassim Nicholas Taleb popularized the term Black Swan through his books and interviews. Taleb’s Black Swan Theory refers only to unexpected events of large magnitude and consequence and their dominant role in history. This short story explores whether or not Black Swan events are really important to ordinary Main Street investors versus Wall Street traders.
How to Use Psychology to Achieve Your Financial Goals
Price: $2.99 USD. Words: 5,810. Language: English. Published: July 11, 2010. Categories: Nonfiction » Business & Economics » Personal finance
Up until about 30 years ago, economists assumed that humans were perfectly rational in their decision making. Subsequent research has proven that we are anything but rational with respect to financial decisions. This short story explains how you can use psychology to help achieve your personal financial goals.
Should Immediate Annuities Be a Tool in Your Retirement Planning Toolbox?
Price: $2.99 USD. Words: 5,780. Language: English. Published: July 10, 2010. Categories: Nonfiction » Business & Economics » Personal finance
This story story explores the option of annuitizing part of your retirement portfolio to reduce the risk of outliving your money. This story helps explains the pros and cons of using immediate annuities.
How Do I Select the Correct Risk Level for My Portfolio?
Price: $2.99 USD. Words: 4,100. Language: English. Published: February 5, 2011. Categories: Nonfiction » Business & Economics » Personal finance
One of the key decisions an investor has to make is what level of portfolio risk to assume. This short story explores the issue of portfolio risk and asset allocation. After reading this short story, you will have enough information to make your own well-informed asset allocation decision.
What Safety Factor Are You Using for Your Retirement Plan?
Price: $2.99 USD. Words: 3,480. Language: English. Published: July 8, 2010. Categories: Nonfiction » Business & Economics » Personal finance
Many Baby Boomers are trying to decide if they can retire or not. In many fields of study, safety factors are used to help manage the risk of a decision. This short story explores the use of various types of safety factors for the retirement decision.
Do I Need Umbrella Insurance?
Price: $2.99 USD. Words: 4,510. Language: English. Published: August 14, 2010. Categories: Nonfiction » Business & Economics » Personal finance
Many Americans work hard and live below their means so they can grow their wealth through saving and investing. Unfortunately, the U.S. has 50% of the world's lawyers. Umbrella insurance is an easy way to protect your hard earned wealth from lawsuits. This short story explains umbrella insurance including how much umbrella insurance you should have.
Do I Need a Letter of Instruction for My Heirs?
Price: $2.98 USD. Words: 3,170. Language: English. Published: November 19, 2010. Categories: Nonfiction » Business & Economics » Personal finance
Millions of American Baby Boomers are reaching retirement age. Many of them have set up estate plans using either wills or trusts. One additional document that can save their heirs a great deal of time is a Letter of Instruction. This short story explores how writing a Letter of Instruction can greatly ease the burden on your heirs of settling your estate.
Is Saving 10% of My Gross Income Good Enough?
Price: $2.98 USD. Words: 4,930. Language: English. Published: October 4, 2010. Categories: Nonfiction » Business & Economics » Personal finance
The old financial planning rule-of-thumb is to save 10% of gross income. With the demise of traditional pension plans and Social Security on shaky financial ground, it is time to revisit the 10% rule-of-thumb. This short story explores the 10% rule-of-thumb and updates it for the 21st Century. You will learn the correct target for your own personal savings rate.
How Can I Retire If I Am 62 and Broke?
Price: $2.99 USD. Words: 3,410. Language: English. Published: May 16, 2011. Categories: Nonfiction » Business & Economics » Personal finance
Most retirement books assume you have time to save and accumulate money or you already have a significant net worth. This short story explores the options available to people reaching retirement age who are broke. After reading this short story, you will be able to make your own well-informed decision on how to optimize your chances of being able to retire.
Who Wins the Variable Annuity Versus Mutual Fund Battle?
Price: $2.99 USD. Words: 6,750. Language: English. Published: July 10, 2010. Categories: Nonfiction » Business & Economics » Personal finance
This short story explores the issue of variable annuities versus stock index funds so ordinary investors can determine which option is best for helping to achieve their financial goals.
How Do I Estimate Retirement Living Expenses?
Price: $2.99 USD. Words: 3,280. Language: English. Published: February 14, 2011. Categories: Nonfiction » Business & Economics » Personal finance
78 million Baby Boomers start to turn age 65 in the year 2011. A key factor in planning for retirement is the required spending level during retirement. Retirement spending drives the size of nest egg required to retire. This short story will give you enough information to make your own well-informed estimate of your retirement expenses.
Total Market or Slice-n-Dice for My Investment Portfolio
Price: $2.99 USD. Words: 3,580. Language: English. Published: July 8, 2010. Categories: Nonfiction » Business & Economics » Personal finance
This short story performs an analysis to determine which asset allocation strategies performed the best over the seven year 2000-2006 time period and the longer thirty-four year period from 1972-2006. Hopefully the results of this analysis will help people choose the best asset allocation for their own portfolios.
Should My Asset Allocation Include My Pension and Social Security?
Price: $2.99 USD. Words: 4,730. Language: English. Published: August 22, 2010. Categories: Nonfiction » Business & Economics » Personal finance
Many Americans are saving and investing for retirement. One of the key steps in investing is to determine an asset allocation that meets your specific situation. This short story explains whether or not you should include the present value of your pension and Social Security as bonds in your asset allocation plan.
How to Find a Good Financial Planner
Price: $2.99 USD. Words: 5,270. Language: English. Published: July 8, 2010. Categories: Nonfiction » Business & Economics » Personal finance
The 67 million Baby Boomers start to turn 62 in 2008. Most of these Boomers will need financial planning help to determine when they can retire. They will also need help in establishing a cash stream to support them during retirement. Most Boomers will need estate planning assistance as well. This short story thoroughly explores and determines how you can find a good financial planner.
How Do I Maximize Retirement Income From My Portfolio?
Price: $2.98 USD. Words: 4,240. Language: English. Published: October 16, 2010. Categories: Nonfiction » Business & Economics » Personal finance
Conventional financial planning wisdom assumes that retirees can withdraw a maximum of an inflation adjusted 4% of their retirement portfolio every year. Some recent research indicates the 4% safe withdrawal rate rule can be increased by following some decision based rules. This short story explores this recent research and illustrates how to maximize the income from a retirement portfolio.