Keep the Fun; Plan for the Future
by Joy Oliver
When people think of budgeting, eating boring meals at home, working multiple jobs, sending every penny to creditors and not doing anything fun for months, even years comes to mind.
While getting out of debt is a wise choice, it isn't in your best interest to start at zero, nor is it in your best interest to avoid having fun.
Learn how to create a system for your money without eliminating ALL of