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Six years ago, I remember seeing my parents struggling to make ends meet; not being able to buy the things they wanted because of poor credit. Then the Great Recession hit the U.S. and our problems became even worse. I began hearing more and more from my Mom and Dad about how they mismanaged their finances and credit but I did not understand what they were talking about. Finally, at the age of 18 three years ago, I sat down with my Dad and he started to explain to me what "credit" was and how they had failed to handle their financial affairs properly and how 'bad credit' caused my parents to suffer needlessly in this bad economy. I began doing my own research and found out that there was no one source of information on what 'credit' was, how to find it and what to do if you had bad credit and wanted to correct it. Soon, I began to understand there was a need for a comprehensive, up-date and down-to-earth book on 'credit'. Not some graduate course on finance and world monetary issues but the basic, need-to-know stuff on 'credit'. So, with my parents help and guidance (now that they had finally corrected their credit and put their finances in order), I began to write "Mastering Your Credit - 2012" to help the average consumer, like me, understand, review, correct and improve their credit.
Don't let your family suffer as mine did through long periods of trying to make ends meet and watching your loved ones keep fighting for what they desire in this life but could not get because of bad credit. I know the economy is challenging at this time and everyone is affected by it or knows someone who is. I learned the hard way, with my parents, how to rebuild your credit and now I want to share this knowledge with everyone. That is why MASTERING YOUR CREDIT - 2012 will teach you there is a better day ahead and that you can empower yourself in so many ways to understand, review and rebuild your credit and start over. We have done extensive research and we have a lot of great information in one easy to understand format for you to learn and grow smart about 'credit'. Credit is the one thing you can't live without. My parents learned the hard way...but you don't have to. Get MASTERING YOUR CREDIT - 2012 and start on your journey to better credit and a better life!