The Fiscal Cliff: Are Your Money Safety Nets Ready?

Chairman Bernanke of the Federal Reserve and the Congressional Budget Office has warned of the fiscal cliff. Are you prepared for higher taxes, more unemployment, or a recession if the U.S. “falls over the cliff?” Prepare for the worst while hoping for the best. Understand the issues of the fiscal cliff and build your safety nets to protect your financial position now and into the future. More

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About Melissa Newton

Melissa Newton is President and Editor-in-Chief of Millcreek Media Group, Inc., a publisher of online educational content to empower individuals to achieve their personal and professional money lifestyle goals. She is a financial literacy advocate and recognized as a leading personal finance researcher, author, speaker, and Managing Editor of MoneyBasicsU.com, a personal finance online magazine. Before founding MMG, Inc., Melissa worked in the banking industry.

Melissa is a prolific writer authoring white papers, articles, and books on money matters. Some of her works include Money Saving Tips for College Students, 5 Reminders for Money Smart Living, 7 Simple Steps to a New Money You, Money Smart Kids for the 21st Century, Princess or Pauper: Are Women Securing Their Financial Future? The Fiscal Cliff: Are Your Money Safety Nets Ready? and, Look Smart, Be Smart: How to Create a New Image for a New Job.

MMG, Inc. launched its MMG money guides line in 2015. The MMG Guide to Banking Basics for International Students is already in its second edition, released in January 2016. The MMG Guide to Banking Basics for College Students released in January 2016 as well.

Melissa has also overseen the launch of MMG's You Can Own Your Money Life Campaign for 2016 in celebration of Financial Literacy month in April 2016. The campaign focuses on giving college students the tools they need for successfully managing their finances. MMG's financial literacy campaign involves the promotion of a variety of publications that will provide college students the information they need to make good financial decisions starting early in life.

Melissa believes in the strength of partnerships in bringing the message of financial empowerment to young people and adults alike. She has partnered with the Federal Reserve Bank of Chicago for its annual Money Smart Week initiative. She is a member of the Illinois JumpStart Coalition, a state partner with the JumpStart Coalition for Personal Financial Literacy in Washington D.C. She has utilized various financial literacy curriculums including the Federal Deposit Insurance Corporation’s Money Smart for Young Adults.

Melissa had been an active member of Toastmasters International over the years achieving her certification in the Communication and Leadership Program and won numerous speech contests including first place in the International Speech Contest. Melissa served as president and a speech mentor at the community level.

For relaxation, Melissa enjoys photography, painting, piano, and activities offered at The Art Institute of Chicago, The Morton Arboretum, and The Naper Settlement.

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