Money Starts Here! Your Practical Guide to Survive and Thrive in Any Economy

Money is a fact of life—something we all have to deal with on a daily basis. We rarely master the basics we need to become financially successful, that’s what this book is about: how to budget, review bank account and loan documents, manage our credit score, get financially organized, and save money in everyday ways. This book is an easy-to-use reference guide to financial success. More

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About Denise Winston

Denise Winston has inspired and empowered millions of people across the nation to take control of their financial lives. She shares her financial advice, banker’s insight, and money- and time-saving tips as host of the new cable program Money Made Easy and as a frequent contributor to numerous financial websites, including,,, and She has been profiled in The Wall Street Journal and has regularly appeared on ABC’s Good Morning Kern County and Bright House Network’s Stretching Your Dollar. Her tips have been featured in major publications, including Reader’s Digest, Better Homes and Gardens, Money magazine, Consumers Digest, and many more.

Winston is the founder of Money Start Here, a financial education company. Her book, TV appearances, DVDs, seminars, speaking engagements, and other media coverage allow her to connect with audiences in a fun, entertaining, and educational way. A uniquely qualified financial expert, Winston uses easy-to-understand language to cover the basics—simple, relevant, practical solutions for dealing with money in day-to-day life—without get-rich-quick schemes.

In the past few years, Winston has reached more than 100 million people via 150 media outlets, 10,000 college and high school students with lectures and discussions, thousands of corporate employees with seminars, hundreds of women at conferences, and countless American parents, teens, and adults with her DVD and workbook series.

As part of her mission to make a difference, Winston has been involved with the anti-bullying campaign The Great American NO BULL Challenge, Junior Achievement, teen mentoring programs, Angel Flight West, and Great Pyrenees Rescue and therapeutic pet programs, and has served on educational advisory committees and volunteered in classrooms. She lives in Bakersfield, California, with her husband, Doug.

For 25 years, financial expert Denise Winston enjoyed a successful career in the banking industry. During that time she started as a teller and rose through the ranks to become a manager, and eventually a business banker. Her firsthand exposure to the day-to-day financial habits of both consumers and businesses taught Winston how shockingly little people really know about dealing with money.

As a banker, Winston developed a passion for teaching money management and life skills. This inspired her to embark on a new career as a financial expert. Winston used her experience and exposure to her highly educated and financially savvy clients to develop innovative strategies and techniques for teaching people how to handle the many challenges and stages of financial life. In 2008, with America’s economic crisis in full swing, Winston officially launched her personal mission to “change the face of the nation’s financial health…one person at a time.”

A sought-after financial speaker and media guest, Winston combines the wisdom of her 25 years in the banking industry with the streetwise lessons learned from living on her own since the age of 16. She believes that anything is possible—and that the best investment you can make is in yourself.

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