The Rich, The Poor & The Foolish (Increase Your Financial IQ in Just 60 Minutes...)

This little book is based on real life experience, of failure and success. It is not a ‘Rags to Riches’ story; or a step-by-step guide to setting up a business; it’s much more useful and informative than that. This book actually contains the key to understanding the real difference between rich and poor people and it has nothing to do with how much money they had to start off with… More

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About Paul Liburd

One day, after losing a few hundred thousand pounds in a poorly managed business venture, I sank into a depression. As I thought about how foolish I had been and what I could have, and should have, done differently, my wife said something to me that got me thinking:

‘If Sir Richard Branson (the owner of the multi-million pound Virgin empire) lost all of his money, moved into the house next door and took an ordinary day job just to survive, I bet you that within one year, he would be a millionaire again.’

I thought about it for a while and considered all of the world’s millionaires and how many of them had hit rock bottom (in some cases more than once) in their working lives, and yet had managed to bounce back to become even richer than they had been before. If wealth were all about how much money one had to start with and if rich people were rich simply because they had a better financial starting point, then these failed business-men should never have recovered so quickly from their financial setbacks. But the fact is, they did recover and bounce back. How did they do it?

When I discovered the answer to this question, my financial prospects immediately began to change...

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