Reducing Credit Card Debt: The Best Time to Start is Now

Almost everyone struggles with debt at some point in life. If you're overwhelmed with credit card debt, or you just want to make sure it doesn't get out of hand, this ebook can explain your options and give you suggestions for what to do next. With online and offline resources listed in the back, you'll have plenty of choices for further reading and information.

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About Michielle DJ Beck

Michielle DJ "Michi" Beck is an accomplished writer of print books, e-books, articles, essays, ghostwritten research, opinion pieces, and white papers. A prolific writer, Beck has produced thousands of short pieces in addition to her longer works, creating quality content under her own name and as a ghostwriter for others.

As an editor, she has worked with ebooks and print books, as well as articles, essays, white papers, and dissertations, in copy editing and substantive editing roles.

A professional freelance writer and editor since 1994, she has addressed hundreds of topics in virtually every imaginable genre and can produce quality copy on nearly any topic. Her main areas of expertise are psychology, self-help, religion, and the paranormal, as well as law and business.

Beck also has experience in real estate, decoration and design, personal finance, DIY projects, pets, parenting - most specifically from a single-parent standpoint - and elder care. She is particularly fascinated by nature, history, and weather.

As someone who is always interested in learning new things and exploring the world around her, she is a consummate researcher and a dedicated professional who gives her all to every client.

Beck has a BA in legal administration, an AAB in business management, and is a Certified Reiki Master and an ordained Reverend, as well as a professional member of the American Society of Authors and Writers (AmSAW), a life member of the International Ghost Hunters Society, and a life member of MENSA, the high IQ society. She is represented by The Swetky Literary Agency.

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