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Stephan Michael Loy has a degree in Journalism from Indiana University and an advanced degree in Art Education. He is a military veteran, having served five years in Armor and Cavalry commands in Europe and the United States. He uses all of these experiences in the stories he creates. He has published multiple novels and novellas on Smashwords that can also be found in print at Lulu.com and Amazon, among other online sources. Go to stephanloy.com to easily find these books in print or ebook formats.