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FAIZ VERSEY, CPA, CA, CIM, FCSI, FCA, RFC® is a Chartered Accountant and personal finance expert. He started his career in financial services in 1989 after he graduated with a B.Comm from the University of Toronto. He has devoted twenty-five years to financial services, including seven as an auditor and one and a half decades as a financial intermediary. He now teaches people about matters of personal finance so that they can acquire and retain financial independence.