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Betty-Anne Howard, Maggie Ashton, and Marlene Armstrong spent an entire weekend, between meals and riding horses, and gathering with friends, discussing the meaning behind these quotes, going deeper both personally and professionally. Before becoming a Certified Financial Planner®, Betty-Anne spent 17 years in the social and emotional health services field as a counselor and teacher. This experience, in addition to her Master’s Degree in Social Work and Honours Degree in Psychology, informed her more holistic approach to Financial Planning. For her, Financial Planning isn’t just about the money; it’s about “the meaning behind the money.” Betty-Anne is passionate about making information accessible to all and is driven to connect and educate.