One Dollar Health Insurance

This book contains a health insurance model that aims to provide affordable premiums for low-income populations in countries with different levels of development and economy. The model proposes three strategies for developing a large cost-sharing capacity that covers at least 10 million members. More

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About Claude Sekabaraga

Dr. Claude Sekabaraga is a medical doctor and senior public health and health financing specialist. Over 15 years, he has been a hospital director, director of quality healthcare, director of health services, and director of planning, policy, and capacity building in Rwanda. He later worked for the World Bank as a senior results-based financing specialist for 4 years, during which he travelled to many countries for assessing, designing, and providing technical assistance for developing countries. Currently, he is the founder and managing director of Quality & Equity Healthcare Ltd and International Doctor Booking, LLC, and he is among the founders of One Dollar Health Insurance Ltd. The three are social-health businesses that aim to provide access to quality healthcare services to low-income populations.
When starting his career, he quickly realized that the health care sector lacked realistic and effective health financing programs. Many people expect the government to address this when in reality the capacity is cruelly lacking. He struggled to explain this to colleagues, but, fortunately, gained the opportunity to be involved in and provide support for the design and implementation of health insurance schemes, including public, community, and private schemes.
This book is a work of passion and reason and outlines the vision to provide realistic and effective access to quality healthcare services to low-income populations to prevent impoverishment due to catastrophic health care expenses.


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