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Ted Alford grew up in Maryland. While he and his wife had successful careers, they both had an enormous desire to leave the world of the employed as soon as possible. Starting in their thirties, they developed a twenty-year retirement plan and managed to retire in just eighteen years. They retired without any employer-provided pension or health-care benefits and without ever hiring an investment manager to oversee their financial portfolio. They accomplished their goal the old-fashioned way, by saving funds from earned income and investing those funds in both the stock and real estate markets.
These days they can be found in the Bahamas, where they live part of the year aboard their 41-foot sailboat. When not sailing, they are in the US visiting with family and friends or traveling to interesting places.