Money Saving Tips - A White Paper: Techniques I've Actually Used

This White Paper contains tips and techniques for reducing your expenses. Techniques actually used by the author to squeeze the family budget into the family income.
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About Mel Clark

My wonderful wife and I live in beautiful central Virginia. We enjoy ballroom dancing, the occasional camping trip and a silly game called Bananagrams. And I love to read.

Our children are all adults.

I’m an alumnus of the United States Military Academy at West Point and the Darden School of Business at the University of Virginia, a former soldier, engineer, materials manager, and production manager. Currently, I’m a program manager and a writer.

As a recovered bankrupt, a self-taught investor, and a thoughtful near-retiree, I feel compelled to share my hard won learning about managing money and retirement planning.

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