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G.R. Pafumi is a financial engineer and consultant specializing in investment and financial accounting analysis. He developed risk analysis products for hedge funds and was chief investment strategist and co-portfolio manager of a São Paulo based hedge fund. Mr. Pafumi has over 35 years experience as a security analyst and portfolio manager in domestic equities, international equities and derivatives (listed equity and index options). He was previously associated with Merrill Lynch, Morgan Stanley and HSBC Bank. Mr. Pafumi received his B.S. degree in finance and engineering from the University of California at Berkeley. He also has an M.S. in Quantitative Analysis as well as an M.B.A. in Finance from the Stern School of Business at New York University. He has been cited in a variety of financial newspapers and investor magazines and has appeared on the CNBC, CNN, NBC and PBS television networks. His only formal education in religion came from nearly five years of rigorous study at St. Joseph’s Catholic School.