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This ebook is licensed for your personal enjoyment

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This information in this book is based on research, life experience and personal opinion. No liability can be accepted for any advice acted upon. Please use common sense before acting on any of the information shared in this ebook.


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Firstly, not everyone was born with a silver spoon in his or her mouth. The media would like you to believe that there are thousands of wealthy people out there and that everyone should be able to afford the nice things in life. If only this were so!

The reality is that the major majority of the world can just make ends meet, yet the media focuses on the wealthy. This causes many people to attempt to live above their means and results in huge problems, including unhappiness, stress, depression, etc.

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