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Copyright 2012 by ARLITO D. GOMEZ

Published by Summer Publishing House at Smashwords


Smashwords License Statement

This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each reader. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then please return to and purchase your own copy. Thank you for respecting the hard work of this author.

First Edition 2012


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Special thanks to my wife Chari for the support, to Mike Valdez for the insights, to Arneil Aro for the encouragements, to Bret Anderson for the contribution, to Andy Gundaya for helping in the publishing, to Lisa Crawford, Annie Valdez and Susan Reyes for editorial assistance.


Foreword By the Author iv

Chapter 1 Breaking the chain of poverty 1

Chapter 2 Develop your financial intelligence 33

Chapter 3 Free agency and accountability 59

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