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Grateful acknowledgement is made to the following:

Cover design by Author Support.com

Edited by Jordan Rosenfeld

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White Orchid Publishing or the author assumes no liability or responsibility for damage or injury to you, other persons, or property arising from any use of any product, information, idea, or instruction contained in the content provided to you through this book. This publication is designed to provide accurate and authoritative information with regard to the subject matter covered. It is sold with the understanding that the publisher is not engaged in rendering legal, accounting, or other professional advice. If legal advice or other expert assistance is required, the services of a competent professional person should be sought.


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Library of Congress Control Number: 2010926362


Ebook ISBN 978-0-9825964-1-8

Paperback ISBN 978-0-9825964-0-1




To my husband, Donnie, who loved me during the

good times and the bad,

to my parents who taught me the meaning of

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