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Published by American Financial Educators, Inc

Copyright 2013 American Financial Educators, Inc

All rights reserved. No part of this book may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying, recording, or by any information storage and retrieval system without written permission or the publisher, except for inclusion of brief quotations in a review.

Printed in the United States of America

Warning – Disclaimer

The contents of this book include stories of people I have personally interviewed or have been submitted to me by first and third party individuals. My opinions and observations are based on my own experience and should not be taken as anything more than that.

The purpose of this book is to educate, entertain, and inspire.

I share many stories of Americans whom I have interviewed or who have written or emailed me about their path to achieving the American Dream.

I have changed many of their names and locations to protect their privacy. Others chose to use their real names and location.

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