First Edition

The author has asserted their moral right under the Copyright, Designs and Patents Act, 1988, to be identified as the author of this work.

All Rights reserved. No part of this publication may be reproduced, copied, stored in a retrieval system, or transmitted, in any form or by any means, without the prior written consent of the copyright holder, nor be otherwise circulated in any form of binding or cover other than that in which it is published and without a similar condition being imposed on the subsequent purchaser.

A CIP catalogue record for this title is available from the

British Library.


First, I would like to dedicate this book to the World Bank for helping me to write a better story, after Big Brother hacked into my computer and deleted my first draft.

I would also like to dedicate this story to my loving friend Lyn who sat many hours with me editing this book.

I also dedicate this book to the Lakota Sioux nation for having the vision and courage to develop and operate the first fractal banking system in the world.

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