Pennies On The Dollar

By Sandra McGregor

Copyright 2011 Sandra McGregor

Smashwords Edition

Smashwords Edition, License Notes

This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each recipient. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then please return to and purchase your own copy.

Thank you

Chapter One

When you’re at the bottom, the only way to look is up.”

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