Interview with Dan Karr

Who are your favorite authors?
Starting with genres, I gravitate toward economics, history, law and interesting things about everyday life. Narrowing that down to authors, I enjoy many authors, but some that I read repeatedly include: James Clavell, John Grisham, Malcolm Gladwell and Bill O'Reilly. These authors have perfected telling stories in unique and captivating ways that I enjoy reading.
What inspires you to get out of bed each day?
I wake up every day thinking about how I can help people find auto, home and health insurance that protects them. I know, you are thinking I must be a bit (maybe a lot) crazy, so let me explain further.

I began writing "Injured Money" for three reasons: 1) I knew I had unique knowledge about how to avoid, and how to extricate oneself, from messy insurance problems, 2) I knew I had a story that needed to be told. Everyone needs to understand how badly things can go wrong, even when a person is fully insured and 3) I had always planned to write a book, I just hadn't decided on the topic. After living through the story behind "Injured Money," I knew I had deep information about a topic people need to know about. That's how "injured Money" became my first book.

Once I began writing the book and researching the insurance industry, I began to realize there are many ways to help people that buy insurance, in addition to a book. Now that the first book is done, I am actively working on finding and creating as many ways to help people as I can. I love spending my days working on these ideas.
What is your writing process?
Once I have the idea for the book, I start by creating an outline for how the story should flow. After the outline is complete, I begin placing details in the outline so that I know the story ties together in a clear and understandable fashion. Once this detailed outline is complete, I start at the beginning and work my way through, section by section, writing the complete manuscript. Once the manuscript is done, the editing begins.

The editing process can take longer than the actual writing. There is editing for how well the story holds together. With "Injured Money" the editing focused on making complex legal issues both easy-to-understand and interesting. Then there is the editing for punctuation, grammar, etc. Finally there is the book layout.
What is your e-reading device of choice?
My e-reader of choice is an iPad. I like the flexibility of the iPad, being able to do everything from running a spreadsheet application to taking pictures and movies.
What book marketing techniques have been most effective for you?
I don't focus on marketing the book. I focus on solving problems for people. Often times people struggling with insurance problems are at their wits end. They need an advocate. The book is a tool I have made available to people as part of my advocacy work.
Describe your desk
My desk cycles between being stacked with papers and manuscripts when I am deep into a project, to being nice and clean during projects that are not so demanding. The desk itself is over 100 years old with a quarter sawn oak top. I love the appearance of the desk so try to keep it clean. When sitting at my desk in Southern New Hampshire, I have an unobstructed view of the Boston skyline and beyond. It's beautiful. I can't think of a better place to work from.
Where did you grow up, and how did this influence your writing?
I grew up in a rural part of western Oregon, in the middle of farming country. From the time I was in the first grade, I worked as a laborer on neighboring farms. How this affected my writing is that I like to write interesting stories with a factual basis. This is similar to working on a farm in that the work is interesting, but everything is factual. There is no fiction in farming.
What's the story behind your latest book?
It is the true story about what followed being hit by a car. I had massive medical bills that both my medical and auto insurance companies refused to pay. In fact, my auto insurance company modified my medical records, making it appear as if the injuries were not related to the accident. If it weren't too unbelievable to make up, people would think the story is fiction.
When you're not writing, how do you spend your time?
I do management, sales and marketing consulting for technology companies, work as an advocate for people who own auto, home or health insurance, spend time with my family and work to stay physically fit.
What do your fans mean to you?
In the business of being an advocate there are no fans, just champions. Everyone that takes up the cause of making sure their family and friends are truly protected is a champion. Likewise, everyone that works to further the cause of bringing transparency to the insurance industry is a champion. Their work will benefit countless people that follow. I love these champions. The more champions we have, the greater the difference we will make.
What are you working on next?
Right now I am deep into a project on how to bring transparency to the insurance industry. This is not in the form of a book. It is an entirely different project, but also targeted to benefit people who own auto, home or health insurance.
Published 2014-03-09.
Smashwords Interviews are created by the profiled author, publisher or reader.

Books by This Author

Injured Money
Price: $9.99 USD. Words: 40,720. Language: English. Published: March 17, 2014. Categories: Nonfiction » General reference » Curiosities & wonders
True Story of a Man Who Fought Insurance Companies and Won More Than a Quarter-Million Dollars, and How You Can Too!