Melissa Newton

Biography

Melissa Newton is President and Editor-in-Chief of Millcreek Media Group, Inc., a publisher of online educational content to empower individuals to achieve their personal and professional money lifestyle goals. She is a financial literacy advocate and recognized as a leading personal finance researcher, author, speaker, and Managing Editor of MoneyBasicsU.com, a personal finance online magazine. Before founding MMG, Inc., Melissa worked in the banking industry.

Melissa is a prolific writer authoring white papers, articles, and books on money matters. Some of her works include Money Saving Tips for College Students, 5 Reminders for Money Smart Living, 7 Simple Steps to a New Money You, Money Smart Kids for the 21st Century, Princess or Pauper: Are Women Securing Their Financial Future? The Fiscal Cliff: Are Your Money Safety Nets Ready? and, Look Smart, Be Smart: How to Create a New Image for a New Job.

MMG, Inc. launched its MMG money guides line in 2015. The MMG Guide to Banking Basics for International Students is already in its second edition, released in January 2016. The MMG Guide to Banking Basics for College Students released in January 2016 as well.

Melissa has also overseen the launch of MMG's You Can Own Your Money Life Campaign for 2016 in celebration of Financial Literacy month in April 2016. The campaign focuses on giving college students the tools they need for successfully managing their finances. MMG's financial literacy campaign involves the promotion of a variety of publications that will provide college students the information they need to make good financial decisions starting early in life.

Melissa believes in the strength of partnerships in bringing the message of financial empowerment to young people and adults alike. She has partnered with the Federal Reserve Bank of Chicago for its annual Money Smart Week initiative. She is a member of the Illinois JumpStart Coalition, a state partner with the JumpStart Coalition for Personal Financial Literacy in Washington D.C. She has utilized various financial literacy curriculums including the Federal Deposit Insurance Corporation’s Money Smart for Young Adults.

Melissa had been an active member of Toastmasters International over the years achieving her certification in the Communication and Leadership Program and won numerous speech contests including first place in the International Speech Contest. Melissa served as president and a speech mentor at the community level.

For relaxation, Melissa enjoys photography, painting, piano, and activities offered at The Art Institute of Chicago, The Morton Arboretum, and The Naper Settlement.

Smashwords Interview

How did you become a personal finance researcher and write about money basics?
Writing and research has always been a passion since I was in grade school. When I graduated from college and began a career in banking, my enthusiasm for writing and research followed me. Instead of crafting stories and history articles, I interviewed financial professionals, wrote newsletter articles, designed PowerPoint presentations for shareholder meetings, and enjoyed ghostwriting for executives.

It was in 2012 my professional writing came to a fork in the road. I was introduced into the financial literacy community. There was a lot of good information available to consumers in the area of personal finances, particularly in the digital world. But, I wanted to introduce the idea of mastering the basics of money. I also wanted to write on topics in banking to help consumers understand the industry including its products and services.

As a result, we launched MoneyBasicsU.com magazine in late summer of 2012, and we have been going strong ever since!
Is it easy being a writer?
Yes and no. Writing is definitely hard work. But, when you absolutely love what you do, it isn't work.

From a practical standpoint, although writing doesn't involve physical labor, depending on my schedule, by the end of the day I can be absolutely exhausted. I keep a fairly aggressive editorial schedule. Plus, when writing and editing book manuscripts, it can be labor intensive. It's mentally tiring. When the final manuscript for the MMG Guide to Banking Basics for International Students was complete, we had reviewed numerous drafts before refining everything down to the last comma. And, now, we have already released a second edition at the time we published the MMG Guide to Banking Basics for College Students.

I actually enjoy the writing process better now that, as a business owner, I have more control over how my time is allocated. When I worked in corporate, I was forced to schedule writing time on the weekends, days off, and in the evening. Today, I have the luxury of writing at my peak production periods. I'm in my office writing between 3:30 a.m. and 4:00 a.m. every day!
Read more of this interview.

Where to find Melissa Newton online


Books

MMG Guide to Banking Basics for College Students
Price: $3.99 USD. Words: 23,590. Language: English. Published: January 26, 2016. Categories: Nonfiction » Business & Economics » Personal finance, Nonfiction » Business & Economics » Banks & banking
As a college student, master how to successfully navigate the U.S. banking system. The MMG Guide to Banking Basics for College Students gives you the steps to find a bank, manage your accounts, and tap into other facts you need to know about banking and money.
Money Saving Tips for College Students
Price: Free! Words: 7,960. Language: English. Published: October 13, 2015. Categories: Nonfiction » Business & Economics » Personal finance, Nonfiction » Business & Economics » Personal finance / money management
As a money smart college student, you know making good financial decisions now prepares you to enjoy financial wealth today and into the future. Money Saving Tips for College Students gives you 108 ideas and resources on how to save money without compromising your lifestyle.
MMG Guide to Banking Basics for International Students
Price: $3.99 USD. Words: 21,510. Language: English. Published: August 20, 2015. Categories: Nonfiction » Business & Economics » Personal finance, Nonfiction » Business & Economics » Banks & banking
As an international college student, take the worry out of navigating the U.S. banking system. The MMG Guide to Banking Basics for International Students gives you the steps to find a bank, manage your accounts, and tap into other facts you need to know about banking and money.
5 Reminders for Money Smart Living
Price: $3.99 USD. Words: 8,820. Language: English. Published: January 1, 2014. Categories: Nonfiction » Business & Economics » Personal finance
Isn’t it time to make your dream of financial success happen? 5 Reminders for Money Smart Living reviews the top five money issues and action steps to jump start your new money lifestyle. Included is a bonus chapter, Advice from the Money Makers, with quotes from Warren Buffett. Start enjoying the benefits of money smart living – peace of mind, choices, and a secure financial future.
The Fiscal Cliff: Are Your Money Safety Nets Ready?
Price: $1.99 USD. Words: 13,160. Language: English. Published: September 16, 2012. Categories: Nonfiction » Business & Economics » Personal finance, Nonfiction » Business & Economics » Personal finance / money management
Chairman Bernanke of the Federal Reserve and the Congressional Budget Office has warned of the fiscal cliff. Are you prepared for higher taxes, more unemployment, or a recession if the U.S. “falls over the cliff?” Prepare for the worst while hoping for the best. Understand the issues of the fiscal cliff and build your safety nets to protect your financial position now and into the future.
Look Smart, Be Smart: How to Create a New Image for a New Job
Price: $2.99 USD. Words: 31,360. Language: English. Published: July 11, 2010. Categories: Nonfiction » Business & Economics » Careers
Do you like your job? Is how you make a living what you thought it would be? Are you one of the millions who got caught in the wave of unemployment? Look Smart, Be Smart gives you a three step plan to create a new image for a new job. See yourself transform into the confident, smart, and knowledgeable person you always imagined.

Melissa Newton's tag cloud