Joseph Lorick was born August 25th 1981 in Baltimore, MD. He graduated from the 3rd oldest active high school in the country, Baltimore City College, in 1999. He went on to earn his bachelors in business administration from Bowie State University. As a senior, Joseph began his career in banking and has never stopped. He has worked in the collections, credit, mortgage, consumer loans, consumer checking, small business checking and strategies department within his eleven years of employment. During this time, he has spoken with thousands of customers and gained extensive knowledge about the financial habits of American citizens. Joseph is also a Christian, and has been for the last eighteen years. He works in the church as a financial counselor and also serves as a worship coordinator. During his spare time he leads financial freedom lectures and assists his community by teaching financial literacy. He is a strong believer in social progression through education and writes to further this cause.
Is your relationship lacking financial compatibility? If it is, don’t worry, you are not alone. Most couples argue about money, but not all are able to overcome these disputes. “D.E.B.T. The Relationship Edition” offers a way to not only resolve these issues, it teaches readers how to avoid them all together.
While some may think D.E.B.T. "Did Everything But Think" is a catchy title, it offers much more to readers. It is an all-inclusive guide to avoiding debt traps, while on the path of financial freedom. Lorick approaches personal financial management from a social awareness point of view, using unheard stories to expose the culture of debt that dominates the U.S. economy.