Patrick Mellody has been a volunteer Budget Coach for over 17 years. He has helped many individuals and couples create and live on a budget. After going through unemployment and extreme financial tough times Patrick learned and fine-tuned the budget process.
Patrick lives in Upstate New York with his wife Vickie. They have three married children and eight grandchildren. Patrick leads small groups through the budget process and presents his dramatic personal story, as outlined in the book, to live groups.
If you are you unemployed or money is getting tight this book is for you. Let's face it the last thing anyone wants to do is create a budget. But when your income is slashed you need a plan to survive! Using real life stories and easy to fill in forms this book will painlessly take you through the budget process. Free Bonus included: "The Crisis Budget" for when you need help today.