Lawrence J. Russell is a California Registered Investment Adviser and the developer of the VeriPlan lifetime financial and investment planning software application. His background also includes corporate and start-up business management, long range planning, and investment management. The author holds a BS from M.I.T. (1975), MA from Brandeis University (1979), and MBA from Stanford University (1982).
His knowledge of personal financial planning and investing has been developed through:
* management of Lawrence J. Russell and Company, a California Registered Investment Adviser, where the author develops comprehensive lifetime financial and investment plans exclusively on a direct client-paid fee-only basis
* studying the finance research literature in depth for over a decade to find evidence of which financial planning and investment strategies work and which do not
* design and development of VeriPlan, which is comprehensive financial planning software that supports do-it-yourself development of lifetime financial and retirement plans
* twenty-five years of prior corporate and start-up management experience in the business development, product management, financial planning, corporate development, and investment functions, including seven years with Hewlett-Packard and seven years with Sun Microsystems
2016 Updated Edition
People can benefit greatly, when they decide to follow investment strategies that are: 1) savings-driven, 2) thoroughly diversified, 3) completely passive, 4) risk-adjusted, 5) cost-effective, and 6) tax-efficient. These factors are all interrelated. In fact, when you choose personal investment strategies with these characteristics, your life becomes less complicate
The VeriPlan User Guide provides helpful information about personal financial planning and how to use VeriPlan. VeriPlan is a comprehensive and economical lifetime financial planning and investment software application for do-it-yourself home users. It can give you a comprehensive view of your personal finance and investment affairs and help you to make better long-range financial decisions.
This book is for self-directed investors who want to identify quickly the lowest cost ETFs. The core of this book provides tables that list the lowest cost index ETFs, grouped by asset classes. This book will also help you to understand important issues associated with efficient ETF trading and optimal personal portfolio management.
Easily find the lowest cost and most broadly diversified no load mutual funds that are available for direct purchase without having to pay a financial advisor. This ebook lists over 200 of the most cost-efficient no load mutual funds organized into 30 asset classes and explains why a very low cost lifetime index investment strategy is preferable
New Edition - November 2013
Millions of people want to improve their personal finance and investing practices. Many are confused and frustrated, because they do not have the knowledge and tools that they need to plan their financial futures efficiently and optimally. Addressing these problems, this book provides objective, extensive, and well-researched personal financial planning information.