Financial professionals are trained to deal with a wide range of financial topics. Choosing the right advisor is critical for your financial future. Hiring the wrong advisor that is not well-suited to your needs is a danger that can be avoided through sound research and by following the steps that I lay out in this book.
A budget is a guide that tells you if you are headed in the right direction financially and is an important part of managing your personal finances. Budgets fail because people have unrealistic expectations, use a budget incorrectly, or don’t have a written plan. The purpose of this book is to overcome those problems and teach you how to use a realistic spending plan.