Jay Sing


Jay Sing has a background as an army engineer, an IT professional, a business broker, and retiree. With over 51+ years of work experience through the trenches, Jay brings you new insights to redesign your financial future.

Smashwords Interview

How did you come to choose the title of the book?
As the title suggests, there is creation of wealth through homeownership. It is assumed that you have a steady income stream, and you have the capacity to take the bank loan to purchase your home. The sub-title refers to setting aside one third of your income for homeownership for middle one-third of your lifespan, which is expected to be around 90.
So, what is this book about?
This book is about building wealth through homeownership by taking out a bank loan with a little down payment. Volume 2 of this book [available on www.wealthbyhomeownership.com] is an Excel Spreadsheet. You have worksheets in the spreadsheet to create your scenarios by typing in the input numbers and seeing the effect of the output numbers and their graphical representations. You qualify for yourself the maximum price of a home based on one-third of your income set aside for bank installment payments over 15 years. The scenarios you create in the Excel Spreadsheet will give you financial roadmap for the future.
Your paid-off home after 15 years is the backstay of your wealth. The wealth buildup begins by continuing to set aside one third on your income for two residential investment properties.
The book guides you generate rental income during the retirement phase of your life, and leave a rich legacy.
Read more of this interview.

Where to find Jay Sing online

Where to buy in print


Wealth by Homeownership by Rule of One Third
Price: $11.99 USD. Words: 14,380. Language: English. Published: November 28, 2014 by Arch Publishers. Categories: Nonfiction » Self-improvement » Personal Growth / Success, Nonfiction » Self-improvement » Personal Growth / General
This is book is about conceptualizing growth of wealth through homeownership for ordinary income earners over long period of time. The book shows how one can make financial plan for the retirement income and create legacy of wealth of income producing real residential homes.

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