Michael Schultz


Michael Schultz spent over 30 years working for the Social Security Administration as a Claims Representative, working on many thousands of aged, disability and blind cases -- as well as redeterminations, Continuing Disability Reviews, overpayments, fraud referrals and other related work. He believes too many applicants hurt their chances, and wants them to approach SSA:

1. Prepared

2. With all necessary proofs

That will surprise and delight everybody who works on your claim, and get you the best possible decision as quickly as possible.

Smashwords Interview

How long did you work for the Social Security Administration?
Over 30 years, less than 35 years.

I'm not saying where I worked. I was what they commonly call a Claims Representative. Primarily for SSI. And I worked in a field office, not sheltered from the public in a Regional Office or Central Office.

I primarily took claims -- Disability and Aged. I also did reviews, called redeterminations, worked overpayments, representative payee applications and accountings, the whole shebang.
Why should someone applying for Social Security trust your advice?
Because it makes sense.

They should also trust their claims representative and their disability examiner for disability.

SSA and state disability agency employees have no personal interest in the result of your claim. Their personal involvement is the desire to keep their jobs. They want to clear your case as fast as possible, because there's always 20 more people in line behind you.

If you're eligible, they'll approve you. If not, they'll deny you.

I did plenty of both. I signed off on millions of dollars of benefits. I also denied millions of dollars of benefits. Often to the same people (at different times).

Claims reps and state agency employees are trained to be technicians. I looked at the law, and the facts of the case, and compared them. If the facts of a case said someone met the legal requirements, they got approved. If not, not.

State agency disability examiners do the same thing, but with medical issues I was not trained to decide. I accepted their decision.

Lawyers, on the other hand, are taught to "win" the case no matter whether their client meets the legal requirements or not.
Read more of this interview.

Where to buy in print


Get Social Security Checks
Price: $6.99 USD. Words: 63,200. Language: English. Published: May 27, 2011 by Richard Stooker. Categories: Nonfiction » Business & Economics » Personal finance
Everything you need to know to get the most Social Security checks you are entitled to -- as fast as possible. Ex Social Security claims representative (30 years with the agency) "pulls back the curtain" about what it takes to get approved for retirement, disability, SSI and Medicare. Cuts through the bureaucratic red tape and obfuscation and tells you in plain language what the law says.

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