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Mary Anne Smrz is a paddler, who uses insights gained on the water to enrich her own life and the lives of others. In her professional life, Mary Anne is a Certified Financial Planner® and works for a financial planning firm in Oak Brook, Illinois. She has received many prestigious awards as a financial advisor and is among a select group certified to teach financial wellness programs. In her life of outdoor passions, she kayaks, loves to spend time in nature and hikes with her yellow lab, Bayfield. She writes from her home in Wisconsin. The balance and focus she gains from being “of the water” enriches every facet of her life and career.