Joshua King

Covered Calls vs. Dividends: The Best Passive Strategy by Joshua King

Series: Financial Freedom, Book 235. Price: $1.99 USD. Words: 13,350. Language: English. Originally Published: May 25, 2024 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / bonds, Nonfiction » Business & Economics » Investments & securities / options, Nonfiction » Business & Economics » Investments & securities / stocks

I love passive income. Besides my deep respect for earning money in my sleep, it also helped me retire early from my job. There are many ways to leverage passive income in your daily life, but I want to focus on two ways you can start today. Dividends are profits companies pay you for being shareholders. Covered calls are a type of options trading in which you own the underlying stocks. Selling...

Secondary Mortgages for Everyone! The Government Wants to get into the Home Equity Loan Business by Joshua King

Series: Financial Freedom, Book 234. Price: $1.99 USD. Words: 12,630. Language: English. Originally Published: May 19, 2024 by Joshua King. Categories: Nonfiction » Business & Economics » Investments & securities / bonds, Nonfiction » Business & Economics » Investments & securities / options, Nonfiction » Business & Economics » Investments & securities / real estate, Nonfiction » Business & Economics » Investments & securities / stocks, Nonfiction » Business & Economics » Personal success

The average consumer is strapped for cash. However, the US economy thrives on consumer spending. What is a government to do? The US government wants homeowners to access more capital (debt) by encouraging them to take secondary mortgages, also known as home equity loans. For their part, the government promises to pay investors back if borrowers default on their secondary mortgages. This will...

Reject the 40-40-40 Plan: 40 Hours Per Week, For 40 Years, For 40% Retirement by Joshua King

Series: Financial Freedom, Book 233. Price: $1.99 USD. Words: 12,560. Language: English. Originally Published: May 12, 2024 by Joshua King. Categories: Nonfiction » Business & Economics » Personal finance / budgeting, Nonfiction » Business & Economics » Personal finance / investing, Nonfiction » Business & Economics » Personal finance / money management, Nonfiction » Business & Economics » Personal finance / retirement planning, Nonfiction » Business & Economics » Personal success

I bought into the 40-40-40 plan hook, line, and sinker. In fact, I was 20+ years into the program before I realized it would never work. The 40-40-40 plan involves working 40 hours a week for 40 years and receiving 40% of your income for retirement. That is a lot of years for a little pay. Does this sound fun to you? I didn't think so. Therefore, let's try a different plan. I converted from the...

Retiring to a Small City And Living on Passive Income 2 by Joshua King

Series: Financial Freedom, Book 232. Price: $1.99 USD. Words: 13,100. Language: English. Originally Published: May 6, 2024 by Joshua King. Categories: Nonfiction » Business & Economics » Personal finance / budgeting, Nonfiction » Business & Economics » Personal finance / investing, Nonfiction » Business & Economics » Personal finance / money management, Nonfiction » Business & Economics » Personal finance / retirement planning, Nonfiction » Business & Economics » Personal success

The media says you'll never be too affordable to retire. However, you can retire if you choose your location wisely. My wife and I chose to retire to the small city of Pensacola, Florida where we live entirely on passive income. The key to living a Happy Cash Flow Retirement is building income streams well before you retire. Inside, I discuss our income streams and how we built them. You can do...

Beat Housing Inflation with Dividends by Joshua King

Series: Financial Freedom, Book 231. Price: $1.99 USD. Words: 12,170. Language: English. Originally Published: April 28, 2024 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / real estate, Nonfiction » Business & Economics » Investments & securities / stocks

Housing inflation affects everyone, including homeowners and renters. Property taxes, home insurance, and homeowner association fees are at all-time highs. Sure, we could work more hours to try to keep up with inflation, but where's the fun in that? Also, there are only so many hours in the day. The better route is to begin investing for dividends. Dividends are profits that a company pays you...

Become a Capitalist: Retire Early by Joshua King

Series: Financial Freedom, Book 230. Price: $1.99 USD. Words: 12,980. Language: English. Originally Published: April 22, 2024 by Joshua King. Categories: Nonfiction » Business & Economics » Personal finance, Nonfiction » Business & Economics » Personal finance / budgeting, Nonfiction » Business & Economics » Personal finance / investing, Nonfiction » Business & Economics » Personal finance / money management, Nonfiction » Business & Economics » Personal finance / retirement planning

People say you can't retire any longer. They say the chips are stacked against you from the start. There has never been a better time to prepare for a healthy, wealthy retirement. The critical term is passive income. Passive income is revenue that your assets create, such as rental income from a property you own. However, to build a stable of assets, you must become a capitalist. Taking an...

Supplement Your Retirement with Income Investing: Use Dividends as a Paycheck by Joshua King

Series: Financial Freedom, Book 229. Price: $1.99 USD. Words: 12,340. Language: English. Originally Published: April 16, 2024 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / mutual funds, Nonfiction » Business & Economics » Investments & securities / stocks

The new narrative is that you will never be able to retire. Don't worry; this is hogwash. You can do whatever you put your mind to. However, you must take a different path. You must become an income investor. Income investors use the stock market to create a monthly paycheck. This paycheck will start small but, eventually, be able to cover some of your bills. One day, it could pay all of your...

The Robots Are Coming: Time to Start a People-Focused Business by Joshua King

Series: Financial Freedom, Book 228. Price: $1.99 USD. Words: 12,680. Language: English. Originally Published: April 10, 2024 by Joshua King. Categories: Nonfiction » Business & Economics » Starting up, Nonfiction » Business & Economics » Decision-making & problem solving, Nonfiction » Business & Economics » Free enterprise, Nonfiction » Business & Economics » Government & business, Nonfiction » Business & Economics » Home-based businesses

The robots are coming for our job. Luckily for us, we didn't want those jobs anyway. We now can have better hours, more flexibility, and control of our income. There has never been a better time to start a people-focused business in real estate, teaching, or childcare. Artificial intelligence, self-driving cars, and robots will be the new hotness over the next 10-20 years, eliminating tons of...

Dividends Stocks vs. Income Stocks by Joshua King

Series: Financial Freedom, Book 227. Price: $1.99 USD. Words: 12,150. Language: English. Originally Published: March 3, 2024 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / options, Nonfiction » Business & Economics » Investments & securities / stocks

We go to the stock market for various reasons, including generating income, creating a tax shelter via capital gains, and building wealth. Dividend stocks typically fall under the category of dividend growth investing. DGI aims to build a long-term portfolio of stocks that continually increase their dividend payments. Income stocks usually fall under the category of income investing. The goal...

Royalties to the Rescue: Make Your Writing a Long-Term Income Stream by Joshua King

Series: Financial Freedom, Book 226. Price: $1.99 USD. Words: 14,160. Language: English. Originally Published: February 23, 2024 by Joshua King. Categories: Nonfiction » Business & Economics » Personal finance / budgeting, Nonfiction » Business & Economics » Personal finance / investing, Nonfiction » Business & Economics » Personal finance / money management, Nonfiction » Business & Economics » Personal finance / retirement planning, Nonfiction » Business & Economics » Personal success

As we look toward retirement, we will need multiple income streams to thrive without a full-time job. We can use writing to create multiple streams of income without investing too much overhead into our business. Becoming a writer is one of the best ways to start living as a digital nomad. Everyone should have a few books earning royalties on Amazon. Creating unique content by meshing together...

Options Trading for the Everyday Person by Joshua King

Series: Financial Freedom, Book 225. Price: $1.99 USD. Words: 13,330. Language: English. Originally Published: February 17, 2024 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / bonds, Nonfiction » Business & Economics » Investments & securities / options, Nonfiction » Business & Economics » Investments & securities / stocks

We have all the tools to create a comfortable lifestyle for ourselves and our families. However, these tools require knowledge. Some available income streams are our jobs, dividends, rental properties, royalties, businesses, and options trading. Options trading can be a highly emotional affair, but there are ways to mitigate the magnitude of each trade. Once we have a handle on what a risk-free...

Dividend Investing with a Splash of Options Trading by Joshua King

Series: Financial Freedom, Book 224. Price: $1.99 USD. Words: 13,010. Language: English. Originally Published: February 11, 2024 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / bonds, Nonfiction » Business & Economics » Investments & securities / options, Nonfiction » Business & Economics » Investments & securities / stocks

There are many goals to investing our money in the stock market. Three of the most important are beating inflation, creating a paycheck, and building generational wealth. I love being an income investor and aiming for 8-10% returns from my portfolio, paid for in cash with dividends. However, I can sprinkle a few options trading to increase my annual returns by over 30%. This extra income...

Investing for Interest 18: The Magic of Money Market Funds by Joshua King

Series: Financial Freedom, Book 223. Price: $1.99 USD. Words: 12,560. Language: English. Originally Published: February 5, 2024 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / bonds, Nonfiction » Business & Economics » Investments & securities / options, Nonfiction » Business & Economics » Investments & securities / stocks

As we transition from savers to inventors, we must use the tools that investors use. One of those tools is a money market fund. Money market funds aim to keep their net asset value at $1. I think of them as checking accounts inside your brokerage account. They are great "holding pens" for your money as you transition between investments. As investors, we must keep our investment dollars close...

Preferred Shares vs. Mortgage REITs: Take You Income to New Heights by Joshua King

Series: Financial Freedom, Book 222. Price: $1.99 USD. Words: 12,740. Language: English. Originally Published: January 29, 2024 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / bonds, Nonfiction » Business & Economics » Investments & securities / options, Nonfiction » Business & Economics » Investments & securities / real estate, Nonfiction » Business & Economics » Investments & securities / stocks

Your income; your way. This is the mantra for all income investors. The stock market presents us with many options to create our own paycheck. We must understand how to leverage each income product to help us achieve our dream of financial freedom. Preferred shares tell us precisely what we are getting and at what price. There are no surprises. We determine the value when we make a purchase...

Why Do Men Date Outside of Their League? by Joshua King

Series: Financial Freedom, Book 221. Price: $1.99 USD. Words: 14,160. Language: English. Originally Published: January 22, 2024 by Joshua King. Categories: Nonfiction » Relationships & Family » Dating, Nonfiction » Relationships & Family » Education, Nonfiction » Relationships & Family » Friendship, Nonfiction » Relationships & Family » Marriage

Men, what are we doing to ourselves? Why do we seek women with equal or more financial resources than us? The truth is that women should marry to level themselves (and their lives) up. Therefore, they are looking to be much better off once they match. If a woman already has an education, a great career, and a house, why does she need you? She wants someone who can level her up even more—and she...

Let’s Get Started with Index Funds: From Saving to Investing by Joshua King

Series: Financial Freedom, Book 220. Price: $1.99 USD. Words: 12,160. Language: English. Originally Published: January 16, 2024 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / bonds, Nonfiction » Business & Economics » Investments & securities / mutual funds, Nonfiction » Business & Economics » Investments & securities / options, Nonfiction » Business & Economics » Investments & securities / stocks

Most of us love to save; however, investing could be a different story. We fear the unknown, so the stock market can cause us anxiety. A great place to start your investing journey is with index funds. Index funds allow us to capture the stock market's returns over our lifetimes. The stock market slowly rises because businesses ensure profits keep pace with inflation. We need to capture these...

Retirement vs. Financial Freedom: One is Financial; The Other is Spiritual by Joshua King

Series: Financial Freedom, Book 219. Price: $1.99 USD. Words: 13,030. Language: English. Originally Published: January 10, 2024 by Joshua King. Categories: Nonfiction » Business & Economics » Personal finance / budgeting, Nonfiction » Business & Economics » Personal finance / investing, Nonfiction » Business & Economics » Personal finance / money management, Nonfiction » Business & Economics » Personal finance / retirement planning, Nonfiction » Business & Economics » Personal success

We should all strive to leave the workforce while we are still healthy; however, some will leave sooner than others. You can determine how fast you can leave the workforce by lowering your standard of living, even for a short period. Retirement is the act of stopping to go to work. Financial freedom affords you the freedom of time, movement, and money. Those who aim for financial freedom...

The 100-Year Mortgage is Coming: How to Position Your Family to Avoid It by Joshua King

Series: Financial Freedom, Book 218. Price: $1.99 USD. Words: 12,300. Language: English. Originally Published: January 4, 2024 by Joshua King. Categories: Nonfiction » Business & Economics » Personal finance / budgeting, Nonfiction » Business & Economics » Personal finance / investing, Nonfiction » Business & Economics » Personal finance / money management, Nonfiction » Business & Economics » Personal finance / retirement planning, Nonfiction » Business & Economics » Personal success

We should all strive to build generational wealth through real estate. However, we cannot expect our kids to purchase a home by themselves. The housing market contains many new players, including institutional investors, foreign investors, and Airbnb operators. All this new traffic increases prices, so our kids won't be able to participate. However, this is a prime time for lenders to introduce...

America Will Never Let You Rest: We Must Achieve a 50% Savings Rate by Joshua King

Series: Financial Freedom, Book 217. Price: $1.99 USD. Words: 13,070. Language: English. Originally Published: December 28, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Personal finance, Nonfiction » Business & Economics » Personal finance / budgeting, Nonfiction » Business & Economics » Personal finance / investing, Nonfiction » Business & Economics » Personal finance / money management, Nonfiction » Business & Economics » Personal finance / retirement planning

Do you feel like you're not making progress financially? Welcome to America and the world of capitalism. Inflation is the cost of being alive. We can't sit still for a few seconds without prices increasing somewhere. To get ahead, we must make a drastic change in our lives. This change could be moving to a small city or relocating overseas. There is no use fighting about how unfair the cost of...

Santa’s Bringing Closed-End Funds for Christmas by Joshua King

Series: Financial Freedom, Book 216. Price: $1.99 USD. Words: 12,710. Language: English. Originally Published: December 21, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / bonds, Nonfiction » Business & Economics » Investments & securities / mutual funds, Nonfiction » Business & Economics » Investments & securities / options, Nonfiction » Business & Economics » Investments & securities / stocks

What do you want for Christmas? How much does it cost? Wouldn't it be nice to have a never-ending stream of income to pay for it? Welcome to the land of Closed-End Funds (CEFs), where we create our own income streams by investing in the stock market. We grew up thinking that working hard for money would set us free. However, ultimately, having our money work hard for us is the true path to...

Should Multiple Families Live Together?: Only If They Want To Become Wealthy by Joshua King

Series: Financial Freedom, Book 215. Price: $1.99 USD. Words: 11,720. Language: English. Originally Published: December 16, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / bonds, Nonfiction » Business & Economics » Investments & securities / real estate, Nonfiction » Business & Economics » Investments & securities / stocks

Are you ready for the new world order? You will own nothing and be happy. America will become a renter nation with no possibility of building wealth. But we are not there yet. There is still time to amass wealth by collecting assets for you and your family. We must work together to obtain assets. We can live together to split costs and combine resources. Togetherness is the best weapon we have...

7 Reasons to Become an Income Investor by Joshua King

Series: Financial Freedom, Book 214. Price: $1.99 USD. Words: 11,860. Language: English. Originally Published: December 6, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / bonds, Nonfiction » Business & Economics » Investments & securities / options, Nonfiction » Business & Economics » Investments & securities / stocks

I tried the standard way of getting rich for 20 years. I climbed the corporate ladder, bought used cars, and ate almost exclusively at home. This method still left me and my wife $77,000 in debt. However, once I discovered income investing, my fortunes turned for the better almost instantly. You see, I earn money all day, every day. I receive dividends, which are gifts from heaven. It's the...

Winning the Lottery with Options Trading: How to Control Your Fear and Greed by Joshua King

Series: Financial Freedom, Book 213. Price: $1.99 USD. Words: 12,860. Language: English. Originally Published: November 30, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / bonds, Nonfiction » Business & Economics » Investments & securities / options, Nonfiction » Business & Economics » Investments & securities / stocks

Is options trading risky? There are no risky investments, only risky investors. This statement means that if you can control your fear and greed, you have a shot at winning big with options. The most important rule of trading options is never to rely on the income it produces. Your emotions will affect your decisions as soon as you become dependent on the outcome. It's best to put yourself in a...

How to Raise Financially Intelligent Kids: Staying Debt-Free or Becoming Capitalists? by Joshua King

Series: Financial Freedom, Book 212. Price: $1.99 USD. Words: 11,120. Language: English. Originally Published: November 26, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / bonds, Nonfiction » Business & Economics » Investments & securities / stocks

We all want to teach our children healthy money habits. Even better, we want them to grow up and be able to give, save, and invest. There are two main methods in the media: staying debt-free and becoming a capitalist. They each have their time to shine in someone's life. I tried the debt-free way of life and could never get ahead financially. It wasn't until I became a capitalist that I enjoyed...

Spicy Dividends for a Bland Life: Make More Money Doing Less Work by Joshua King

Series: Financial Freedom, Book 211. Price: $1.99 USD. Words: 12,090. Language: English. Originally Published: November 20, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / bonds, Nonfiction » Business & Economics » Investments & securities / options, Nonfiction » Business & Economics » Investments & securities / stocks

I remember being stuck in the rat race as an employee. No matter how much my cost-of-living raises I received, they could never keep up with my lifestyle. I didn't know how to "break the cycle" and finally get ahead of my finances. However, in June 2019, I discovered the words "passive income" and "dividends." These words forever changed my life. Now, I am living the good life. I earn $1,500...

The Options Trading Debit Card: Create the Best Weekends of Your Life by Joshua King

Series: Financial Freedom, Book 210. Price: $1.99 USD. Words: 11,850. Language: English. Originally Published: November 16, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / options, Nonfiction » Business & Economics » Personal finance / budgeting, Nonfiction » Business & Economics » Personal finance / money management, Nonfiction » Business & Economics » Personal finance / retirement planning

I love my Dividend Debit Card, more than most things outside my family. However, spending money with my new Options Trading Debit Card is even more fun. I linked a checking account to my Charles Schwab brokerage account. I transfer money to my debit card whenever I profit from trading options. I can go to the store and spend money from options directly. I have never felt so free and alive in my...

The Pros & Cons of Homeownership #3: Inflation Protection by Joshua King

Series: Financial Freedom, Book 209. Price: $1.99 USD. Words: 13,170. Language: English. Originally Published: November 13, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Personal finance / budgeting, Nonfiction » Business & Economics » Personal finance / investing, Nonfiction » Business & Economics » Personal finance / money management, Nonfiction » Business & Economics » Personal finance / retirement planning, Nonfiction » Business & Economics » Personal success

How has inflation been on your wallet this year? It doesn't feel good to fall behind financially, does it? It's incumbent on us to stay ahead of inflation. Owning a home is a significant resource to overcoming our battle with higher prices. When we lock in a 30-year mortgage, we prevent someone else from dictating our principal and interest payments. However, that is only the start of the...

Covered Calls vs. Cash-Secured Puts: The Best Strategy for Beginners by Joshua King

Series: Financial Freedom, Book 208. Price: $1.99 USD. Words: 11,680. Language: English. Originally Published: November 8, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / bonds, Nonfiction » Business & Economics » Investments & securities / options, Nonfiction » Business & Economics » Investments & securities / stocks

So, you want to trade options? Be careful; there are many traps on the battlefield we call the options market. An excellent place to start your options trading journey is by selling covered calls and cash-secured puts. However, if you are not careful, you can easily acquire stocks with a high-cost basis. This will put you in a position where you can't trade until the stock price rises. To avoid...

Why Series “I”?: The Benefits of Investing in Savings Bonds by Joshua King

Series: Financial Freedom, Book 207. Price: $1.99 USD. Words: 11,550. Language: English. Originally Published: November 6, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / bonds, Nonfiction » Business & Economics » Investments & securities / stocks

Everywhere you look, you can find places paying you 5% interest on your deposits. However, this won't last forever. If you want to guarantee a great return over a long period, look no further than Series "I" Bonds. The government determines rates on Series "I" Bonds from inflation data, not current interest rates. This means that if inflation rises faster than rates, as it did in 2022, Series...

Dividend vs. Royalties 4: How to Earn $200 a Month in Passive Income by Joshua King

Series: Financial Freedom, Book 206. Price: $1.99 USD. Words: 13,220. Language: English. Originally Published: November 2, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / stocks, Nonfiction » Business & Economics » Personal finance / money management, Nonfiction » Business & Economics » Personal finance / retirement planning

Passive income is challenging to create—but possible. Deciding which passive income path you will take is a personal decision. Dividends are passive and magically appear in your accounts overnight. Nothing is sweeter than having fresh money in your hand. You generate royalties from your creative works. They take a lot of talent to build, but nothing is more rewarding than someone buying your...

Retirement Planning for the Average Person 6 by Joshua King

Series: Financial Freedom, Book 205. Price: $1.99 USD. Words: 12,410. Language: English. Originally Published: October 31, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / stocks, Nonfiction » Business & Economics » Personal finance / money management, Nonfiction » Business & Economics » Personal finance / retirement planning, Nonfiction » Business & Economics » Personal success

Are you ready to retire? Are you convinced you can be a better person if you don't have to commute to work every day? The first step to retiring early is determining how much it costs to run your household fully. Once you have this number, you are well on your way to changing your destiny. Now, it's time to replace your employment income with passive income. This part may take a few years, but...

Trading Long Strangles for Passive Income: A Great Passive Options Trading Strategy by Joshua King

Series: Financial Freedom, Book 204. Price: $1.99 USD. Words: 12,010. Language: English. Originally Published: October 26, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / bonds, Nonfiction » Business & Economics » Investments & securities / options, Nonfiction » Business & Economics » Investments & securities / stocks

If you let it, trading options can be the most emotional way to earn money. We must put aside our temperaments for the greater good to achieve a consistent income. Long strangles aim to earn you profit no matter which direction your stock price moves. However, you'll need to take profits early because your options decay daily on the market. My goal is to earn 5-10% of my invested income on each...

The Pros & Cons of Homeownership #2: Wealth Destruction by Joshua King

Series: Financial Freedom, Book 203. Price: $1.99 USD. Words: 12,750. Language: English. Originally Published: October 24, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Personal finance / investing, Nonfiction » Business & Economics » Personal finance / retirement planning, Nonfiction » Business & Economics » Real estate / buying & selling homes, Nonfiction » Business & Economics » Real estate / commercial, Nonfiction » Business & Economics » Real estate / mortgages

The housing industry wants you to spend every dime on your house. If you don't have a plan, that's precisely what will happen. Owning a home is expensive and can become even more costly when you attach emotions to the situation. Therefore, you must have an overall wealth plan before buying a home. Do you want to help your kids through college or with their wedding? Knowing these things is vital...

The Pros & Cons of Homeownership #1: Wealth Creation by Joshua King

Series: Financial Freedom, Book 202. Price: $1.99 USD. Words: 12,730. Language: English. Originally Published: October 20, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / real estate, Nonfiction » Business & Economics » Investments & securities / stocks

Can owning a home help you build wealth? Absolutely. However, wealth doesn't come free. Wealth costs information. You cannot simply buy a home and become wealthy. You must understand how to leverage your home to create cash flow. Wealth is having excessive income versus expenses. The more cash you generate and the less you spend, the easier it is to become wealthy. Your home provides ample...

Full Throttle: How to Build a Fully Funded Emergency Fund by Joshua King

Series: Financial Freedom, Book 201. Price: $1.99 USD. Words: 11,990. Language: English. Originally Published: October 18, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Interest, Nonfiction » Business & Economics » Investments & securities / bonds, Nonfiction » Business & Economics » Investments & securities / stocks

Most Americans don't have $1,000 in a high-yield savings account that they consider an emergency fund. Therefore, saving $30,000 to $60,000 in a HYSA seems daunting. The good part is we can take it one step at a time. Let's first get $1,000 into a HYSA. Next, we must pay down debt. Here, I differ from conventional wisdom by building an income investing portfolio that can help grow our emergency...

Fundrise vs. Dividends ETFs: Corporate Profits vs. The Housing Market by Joshua King

Series: Financial Freedom, Book 200. Price: $1.99 USD. Words: 11,850. Language: English. Originally Published: October 13, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / bonds, Nonfiction » Business & Economics » Investments & securities / real estate, Nonfiction » Business & Economics » Investments & securities / stocks

The goal going into retirement is to have a massive portfolio that has some capital appreciation and pays a large amount of income. We want to invest in securities that pay dividends to avoid selling shares to generate income. Two ways to build a significant equity position and receive dividends are investing in Dividend ETFs and Fundrise. They operate and invest differently but capture the...

The Three Stages of Wealth: Debt, Saving, Investing by Joshua King

Series: Financial Freedom, Book 199. Price: $1.99 USD. Words: 12,440. Language: English. Originally Published: October 11, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Starting up, Nonfiction » Business & Economics » Management, Nonfiction » Business & Economics » Motivational, Nonfiction » Business & Economics » Home-based businesses, Nonfiction » Business & Economics » Mentoring & coaching

Becoming wealthy isn't about accumulating enough money to secure our freedom. It's a journey we must travel through the three stages of wealth. Debt is the first stage where most of us start our journey. Our goal is to control our urge to spend by budgeting and finding happiness outside of money. Saving is the next stage. Here, we focus on protecting what we built through growing an emergency...

Are You a Willing Contestant in the Rat Race? by Joshua King

Series: Financial Freedom, Book 198. Price: $1.99 USD. Words: 11,650. Language: English. Originally Published: October 6, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Starting up, Nonfiction » Business & Economics » Business administration, Nonfiction » Business & Economics » Inflation, Nonfiction » Business & Economics » Home-based businesses, Nonfiction » Business & Economics » Knowledge capital

Life is a game, but we didn't start with the correct ruleset. You'll win the game if you learn the rules and follow them. 1. Bring in more money than you spend (job). 2. Bring in more money passively than you spend (financial freedom). These are the two rules of the game. Rule one basically says to avoid debt and live on a budget. Rule two says to build a collection of income-producing assets...

Investing for Interest 17: Treasury Bills vs. Treasury Notes vs. Treasury Bonds by Joshua King

Series: Financial Freedom, Book 197. Price: $1.99 USD. Words: 12,010. Language: English. Originally Published: October 4, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / bonds, Nonfiction » Business & Economics » Investments & securities / stocks

Understanding and purchasing US treasuries can be challenging. There is lots of information on what they are, but not why you should buy them. There are many types of Treasuries, but I want to focus on the three that resemble traditional bonds. Treasury Bills have short durations of less than one year. Treasury Notes have durations between 2 and 10 years. Treasury Bonds have durations between...

T-Bill & Chill What Are Treasury Bills? by Joshua King

Series: Financial Freedom, Book 196. Price: $1.99 USD. Words: 11,710. Language: English. Originally Published: September 30, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / bonds, Nonfiction » Business & Economics » Investments & securities / mutual funds, Nonfiction » Business & Economics » Investments & securities / stocks

US Treasuries are a safe haven for institutional and retail investors. You can use them in many different scenarios to ensure your money continues to grow. Treasury Bills are the shortest bonds that the US Government offers. They come in durations of 4, 8, 13, 17, 26, and 52 weeks. T-Bills compete directly with high-yield savings accounts and certificates of deposit for your investing dollars...

Money & Marriage: How to Retire Early as a Couple by Joshua King

Series: Financial Freedom, Book 195. Price: $1.99 USD. Words: 12,280. Language: English. Originally Published: September 28, 2023 by Joshua King. Categories: Nonfiction » Self-improvement » Emotional healing, Nonfiction » Self-improvement » Confidence & self-esteem, Nonfiction » Relationships & Family » Emotions, Nonfiction » Self-improvement » Creativity, Nonfiction » Self-improvement » Personal Growth / Success

Most marriages crack under the immense financial burden of running a household in America. There is a better way—a way where both members of a couple have financial freedom to live their lives. The road to financial freedom isn't easy, and it's more spiritual than financial. You have to have a higher calling to free yourself from the workforce. Once you are both on the same page, the actual...

The Dividend Debit Card 3 by Joshua King

Series: Financial Freedom, Book 194. Price: $1.99 USD. Words: 12,040. Language: English. Originally Published: September 26, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / bonds, Nonfiction » Business & Economics » Investments & securities / real estate, Nonfiction » Business & Economics » Investments & securities / stocks

I have loved my Dividend Debit Card since July 2020. For reference, my DDC is a Cash App cash card attached to my Casp App brokerage account. The cool part of my DDC is that Cash App forwards my dividends directly to my cash balance. This means I receive dividends as I would a transfer from another human. I use my DDC for daily frivolous spending, such as fast food and shopping. Remember...

Make Enough Passive Income to Cover Your Mortgage by Joshua King

Series: Financial Freedom, Book 193. Price: $1.99 USD. Words: 12,290. Language: English. Originally Published: September 22, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Personal finance / budgeting, Nonfiction » Business & Economics » Personal finance / investing, Nonfiction » Business & Economics » Personal finance / money management, Nonfiction » Business & Economics » Personal finance / retirement planning, Nonfiction » Business & Economics » Personal success

My wife and I leveraged roommates for almost five years to get ourselves out of debt. We also built an extensive dividend portfolio that pays us $1,500/month. Now, we don't have roommates, but we use dividends and rental income to cover our mortgage entirely. Life is indeed excellent! Earning passive income is tough but even more challenging without a concrete goal. That's why setting your...

Pursue Your Creative Career: with Dividends as a Backdrop by Joshua King

Series: Financial Freedom, Book 192. Price: $1.99 USD. Words: 12,540. Language: English. Originally Published: September 20, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / bonds, Nonfiction » Business & Economics » Investments & securities / stocks

Most of us sold out our creative passions in favor of starting a career in a field where we could earn a livable wage. How did that work out for us? More importantly, how do we give our kids a chance to follow their hearts and dreams? The answer is dividend investing. Dividends remain in the background of our lives, feeding us income that is essential to our lives. It will take time to build a...

How to Determine Your Bare Bones Budget: The First Step to Living on Passive Income by Joshua King

Series: Financial Freedom, Book 191. Price: $1.99 USD. Words: 12,420. Language: English. Originally Published: September 18, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / bonds, Nonfiction » Business & Economics » Investments & securities / stocks

How soon can you retire from the workforce? What is your magic number? How much income do you need to replace with passive income? You must discover your Bare Bones Budget to see how much your household needs to run. Once you have this number, you can replace your earned income (job) with passive income streams. Your BBB is a series of small budgets for bills, expenses, food, and allowances...

Your Wealth is Your Choice: You Have More Control Than You Think by Joshua King

Series: Financial Freedom, Book 190. Price: $1.99 USD. Words: 12,510. Language: English. Originally Published: September 14, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Personal finance / budgeting, Nonfiction » Business & Economics » Personal finance / investing, Nonfiction » Business & Economics » Personal finance / money management, Nonfiction » Business & Economics » Personal finance / retirement planning, Nonfiction » Business & Economics » Personal success

Times are rough, and the future only holds more pain. What can the average American do about inflation? When all else fails, it's time to return to the basics. We need to track and document every penny that comes into our household. There are only two ways to become wealthy—reduce expenses and increase income. As you create more cash flow, you must invest in dividend-paying stocks. Dividends...

Side Hustle: The Gig Economy vs. Entrepreneurship by Joshua King

Series: Financial Freedom, Book 189. Price: $1.99 USD. Words: 12,920. Language: English. Originally Published: September 8, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Starting up, Nonfiction » Business & Economics » Business administration, Nonfiction » Business & Economics » Management, Nonfiction » Business & Economics » Home-based businesses, Nonfiction » Business & Economics » Knowledge capital

Because of inflation, we will all need to supplement our earned income with additional income streams over the next year. Inflation will consume you and your family's budget if you do nothing. Now, it's time to think outside the box. The gig economy allows you to maneuver under someone else umbrella. These sites have pre-existing audiences eager to leverage your product or service. As an...

How to Make $100 Per Month in Passive Income: The Real Way to Earn Money by Joshua King

Series: Financial Freedom, Book 188. Price: $1.99 USD. Words: 13,160. Language: English. Originally Published: September 6, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / options, Nonfiction » Business & Economics » Investments & securities / real estate, Nonfiction » Business & Economics » Investments & securities / stocks

Can you earn $100 per month without working a job or exchanging your time for money in the gig economy? Most people cannot achieve this feat. Today, I will walk you through multiple ways to earn $100 monthly in passive income. Collecting assets is the key to building passive income streams. You can build, create, or buy assets depending on your situation. Assets produce passive income. The more...

Welcome to the Elite Savers of America: Save $10,000 in Your HYSA by Joshua King

Series: Financial Freedom, Book 187. Price: $1.99 USD. Words: 12,170. Language: English. Originally Published: August 31, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Personal finance / budgeting, Nonfiction » Business & Economics » Personal finance / investing, Nonfiction » Business & Economics » Personal finance / money management, Nonfiction » Business & Economics » Personal finance / retirement planning, Nonfiction » Business & Economics » Personal success

Can you save $10,000 in a high-yield savings account (HYSA)? It is no easy task, but I believe in you. The first step is understanding why saving money is vital to our future. We cannot pause our lives with every emergency that arises. Next, we must understand that our emergency fund should not be used frequently or randomly. In fact, we should aim never to use these funds. Finally, we must...

Investing for Interest 16: Series “I” Bonds vs. Treasury Inflation-Protected Securities (TIPS) by Joshua King

Series: Financial Freedom, Book 186. Price: $1.99 USD. Words: 12,950. Language: English. Originally Published: August 29, 2023 by Joshua King. Categories: Nonfiction » Business & Economics » Stock market investing, Nonfiction » Business & Economics » Investments & securities / bonds, Nonfiction » Business & Economics » Investments & securities / stocks, Nonfiction » Business & Economics » Personal finance / budgeting, Nonfiction » Business & Economics » Personal finance / investing

We all must account for inflation in our daily operations. Inflation never goes away, so we may as well make it part of the family. Investing in Series "I" Bonds and Treasury Inflation-Protected Securities (TIPS) are two ways to beat inflation. They each have their advantages and disadvantages, but you must understand how they can fit into your investing profile. These securities are only part...

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